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Back on the market and better than ever! Buyer had to back out because of health issues. This lovely block and stucco Beauregard courtyard Villa is located in a highly sought after Village of Virginia Trace in the Still Water Villas. You are just blocks from Sumter Landing town square. The is an all block and stucco neighborhood. It is a 2/2 with an enclosed lanai and a nice courtyard out back. The flooring is all luxury vinyl planking except the bathrooms which are tiled. Plantation shutters provide a nice look to the windows and all of the slats on the vinyl verticals have been replaced. Some furniture is included in this home and it's ready to move right in. As you enter the home you see the kitchen with gleaming laminate counter tops. The refrigerator is 2024 and the other appliances are original. The range is gas. There is a tidy pantry in the kitchen. The garage is 1 1/2 and has the washer and dryer. There are pull down stairs for storage and race track flooring and a light. This open concept plan has a nice dining room with a table and 4 chairs. There are table pads and two leaves also there. The living room has a love seat and a sofa and an end table with a lamp. The Parrot picture stays and ducks. The Primary bedroom has a queen bed, two night stands, a corner cabinet and a dresser. The Primary bath has dual sinks and a nice step in shower. which has been completely redone. The large walk-in closet has lots of room. The guest room has room for a queen bed, and has a closet. The guest bathroom has a tub and shower combo and tile flooring. Roof 2023, HVAC 2025 (new) and Hot Water Heater 2025 (just installed). Primary bath shower has just been completedly redone. There is a small bond left on this home $4. 057. 10, Maint $299. 20 Year, Fire $320. 71 Year, Bond pmt Year $486. 96.
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,456 | $1,557 | $2,090 |
| Total Monthly Payment | $1,738 | $1,839 | $2,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.