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Live your best loft life on the Housatonic. Welcome to Birmingham on the River - a renovated historic mill where industrial-chic vibes meet modern comfort. This 2 bedroom, 2 full bath condo offers approx. 1, 050 sq ft of modern living space with 9+ ft ceilings, exposed brick, open wood beams and oversized windows that frame the river and downtown Shelton. The open-concept layout is perfect for everyday living, hosting friends, or working from home. The updated kitchen features stone counters, stainless steel appliances, gas cooking and plenty of prep space for everything from Sunday meal-prep to game night snacks. The spacious living/dining area flows seamlessly, keeping the whole space feeling airy and connected. Retreat to the primary suite with private full bath, while the second bedroom and second full bath give you options for a roommate, office, or guest space. In-unit full-size washer and dryer, central air, and efficient natural gas heat keep life easy and comfortable year-round. Birmingham on the River brings the amenities: on-site fitness center, elevator, storage unit in the lower level, and one assigned parking space. Common charges include heat, water and gas, plus building insurance - so your monthly budget goes further. With annual taxes around $2, 486 (per recent tax records), this condo delivers low-maintenance living with surprisingly manageable carrying costs.
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $248,000 | $248,000 | $248,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $207 | $207 | $207 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,447 | $1,507 | $2,010 |
| Total Monthly Payment | $1,729 | $1,789 | $2,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.