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Completely Renovated Colonial in the Heart of Islip Welcome to 11 Elm Street, a stunning, fully renovated 2005 Colonial offering modern comfort, exceptional craftsmanship, and an abundance of natural light throughout. This spacious home features 3 bedrooms, 3. 5 bathrooms, and a beautifully redesigned interior ideal for todays lifestyle. The first floor welcomes you with a gracious foyer leading into a bright living room, formal dining room, and a sleek, updated kitchen. The impressive great room, highlighted by soaring 12' vaulted ceilings and a cozy fireplace, creates a warm and inviting gathering space. This level also includes a stylish half bath, a 1-car attached garage with 10' ceilings, a roofed front porch, and a brand-new rear deck, perfect for outdoor entertaining. The second floor offers two comfortable bedrooms, a convenient laundry closet, and a beautifully appointed full bathroom. The primary suite boasts dramatic 16' vaulted ceilings, generous space, and its own private full bathroom, creating a serene retreat. The full basement features 8' ceilings, a private outside entrance, and a full bathroom, adds excellent versatility for extended living space, a guest suite, or recreation. Recent updates include conversion to natural gas, a new tankless boiler, and a new central air conditioning unit for year-round efficiency and comfort. The exterior is fully enclosed with a complete PVC fence, along with a new driveway accommodating 4-5 cars, 6-zone sprinklers, and connection to the public sewer system. Key features: -Completely renovated throughout -3 bedrooms / 3. 5 bathrooms -Full basement with Private Entrance & Full Bath -Great Room with 12' vaulted ceilings & wood fireplace -Primary Suite with 16' vaulted ceilings & Private Bathroom -Natural Gas Heating (new tankless boiler) & New Central AC -1 Car attached Garage with 10' ceilings -New Driveway for 4-5 Cars -PVC Fencing & 6-Zone Sprinklers -Brand-New Rear Deck + Roofed Front Porch -Built in 2005 & Connected to Sewer
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $1,227 | $1,227 | $1,227 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,730 | $3,884 | $5,180 |
| Total Monthly Payment | $5,049 | $5,203 | $6,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.