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Presented by
The Cornerstone Team |
31 ISLAND WAY, #409, Clearwater Beach, FL, 33767 | $399,000
PRICE IMPROVEMENT !!!!
Experience effortless island living in this spacious 2-bedroom, 2-bath co-op residence on Island Estates, offering 1, 295 sq. ft. of comfortable waterfront living and breathtaking panoramic views of Clearwater Beach. Sunlight fills the home through large windows that frame sweeping water vistas and stunning sunsets, while both bedrooms provide generous space and serene views. Life at Horizon House is truly worry-free—the monthly fee covers nearly everything, including electricity, water, sewer, trash, high-speed internet, basic cable, pest control, A/C maintenance and repair, water heater service, and building upkeep. The community is impeccably managed with a full-time onsite manager, weekday building attendant, secure FOB entry, and well-funded reserves. This amenity-rich building offers something for everyone: a geo-thermal heated pool cooled in summer and warmed in winter, a fishing pier with cleaning station, boat slips on a first-come, first-served basis, grilling stations, bike storage, a recreation room with kitchen, shuffleboard, a modern fitness center, free laundry rooms on every floor, and private storage closets for each unit. Residents also enjoy a beautifully updated lobby with comfortable seating, a lending library, a secure package room, and a spacious multi-purpose meeting room. A variety of clubs, social activities, and volunteer committees foster a warm, active community.
Additional conveniences include plenty of open parking, optional covered or garage parking for an additional fee, storm shutters, and easy access to Island Way Grill directly across the street. You’ll love being just minutes from Clearwater Beach, Pier 60, world-class dining and entertainment, and even closer to Publix, the Clearwater Marine Aquarium, and the Jolley Trolley line. Tampa International and St. Pete–Clearwater airports are both under 40 minutes away.
Features
- Elevator: Y
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 14
- Amenities: Elevator(s), Pool
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: HORIZON HOUSE CO-OP
- Year Built: 1962
- Approx Sq. Feet: 1,295
- Acreage: 2.81
- Est. Taxes: $4,990
- Condo Fee: $1,325 Monthly
- Appliances: Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8451462
- Days on Market: 68 days
- Website: https://www.raveis.com
/prop/TB8451462/31islandway_clearwaterbeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Cornerstone TeamSales Associate
203.733.9382
cornerstoneteam@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Matthew DeMariaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 147983
845.290.3871
Matthew.DeMaria@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Gene RahillyInsurance Sales Director, William Raveis Insurance
917.494.9386
Gene.Rahilly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 ISLAND WAY, #409, Clearwater Beach, FL, 33767
$399,000
The Cornerstone Team
Sales Associate
William Raveis Real Estate
Phone: 203.733.9382
cornerstoneteam@raveis.com
Matthew DeMaria
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $416 | $416 | $416 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,763 | $1,888 | $2,545 |
| Total Monthly Payment | $2,254 | $2,379 | $3,036 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388