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4786 S ATLANTIC AVENUE, #B1, Ponce Inlet, FL, 32127 | $325,000
“Life here has felt quiet, private, and welcoming, ” says Seller
That’s exactly what makes this fully furnished Ponce Inlet townhome so special. Located in a small, peaceful 8-unit community just steps from the no-drive beach, this home offers an easy coastal lifestyle with one of the lowest HOA fees in town and no known upcoming assessments.
The seller shares that some of the things she's loved most are the fresh ocean air, friendly neighbors, and strong sense of community. Mornings often started with a one-minute walk across the street to watch the sunrise over the ocean, followed by coffee back on the private patio and rinsing off in the outdoor shower after a beach walk.
Inside, the townhouse is bright, comfortable, and thoughtfully updated with major improvements already completed, including impact windows and doors, 2023 A/C, 2021 tankless water heater, and newer appliances. Natural light fills this home beautifully.
The remodeled kitchen has been one of the seller’s favorite features, offering an oversized sink, built-in cutting board, and extra prep space designed for easy everyday living. The primary bedroom offers a relaxing private retreat after a day at the beach, complete with its own balcony, a deep jetted tub, and beautifully designed custom California Closets that add exceptional organization and functionality.
The seller especially loved the quiet simplicity of life here — yoga with neighbors on the shaded community patio, low-maintenance living, and the feeling of being tucked away while still close to everything Ponce Inlet is known for, including marinas, waterfront dining, boating, fishing, pickleball, and the iconic lighthouse.
“If my children lived nearby instead of Oregon, I would never be selling. ”
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
- Year Built: 1979
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,190
- Acreage: 0.01
- Est. Taxes: $3,866
- HOA Fee: $185 Monthly
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Tankless Water Heater, Washer
- MLS#: V4946073
- Days on Market: 179 days
- Website: https://www.raveis.com
/prop/V4946073/4786satlanticavenue_ponceinlet_fl?source=qrflyer
Listing courtesy of ADAMS, CAMERON & CO., REALTORS Phone: 386-258-5500
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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- Provides a guaranteed closing date that meets your needs
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4786 S ATLANTIC AVENUE, #B1, Ponce Inlet, FL, 32127
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $322 | $322 | $322 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,557 | $1,622 | $2,142 |
| Total Monthly Payment | $1,954 | $2,019 | $2,539 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388