4786 S ATLANTIC AVENUE, #B1, Ponce Inlet, FL, 32127 | $355,000

STRATEGICALLY PRICED FOR A QUICK SALE • BEACHSIDE TOWNHOME • FULLY FURNISHED
• STEPS TO THE NO-DRIVE BEACH • UPDATED SYSTEMS • MOVE-IN READY

Imagine living in a golf-cart-friendly coastal Florida town where the beach is truly part of your daily life. From this fully furnished, move-in-ready townhome in Ponce Inlet's quiet beach community, a sidewalk directly across the street leads you to the highly desirable no-drive beach—one of the most searched-for features among coastal buyers today.

Start your mornings with a peaceful shoreline walk, spend the afternoon surfing or relaxing by the water, and end the day with a sunset stroll. When you return, you can step directly into your private fenced patio from the beach—no tracking sand through the home. Rinse off in your private hot/cold outdoor shower, drop your boards and beach chairs, and settle into easy, low-maintenance coastal living.

Inside, the main level has the open, airy layout beachside buyers look for: comfortable living spaces, a convenient powder room, and sliding doors that keep indoor-outdoor living seamless. Upstairs, both bedrooms share a Jack-and-Jill bathroom with a deep jetted soaking tub, a sought-after feature for those searching for a relaxing retreat. The primary bedroom offers a private rebuilt balcony and a dual California Closet system, while the guest bedroom is ideal for visitors, a home office, or a second sleeping space.

Just beyond the townhome, enjoy the community patio, a spacious paver courtyard framed by banana trees, scheffleras, and lush coastal greenery. It's the perfect place to host relaxed gatheringsfire up a grill, enjoy evening breezes, or sip morning coffee surrounded by nature. Whether you're entertaining friends or unwinding after a beach day, this outdoor space feels like a private extension of home.

This townhome checks all the boxes for those searching for a turnkey beach home, fully furnished second home, Florida relocation property, or lock-and-leave coastal getaway. Updated where it matters and designed for effortless living.

For buyers interested in no-drive beach access, low-HOA living, move-in-ready coastal homes, and peaceful residential beach towns, this Ponce Inlet townhome stands out. Strategically priced for a quick and clean sale, it offers exceptional value in one of Florida's most desirable seaside locations.

Here, you'll find the coastal lifestyle you've been searching for!

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Year Built: 1979
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,190
  • Acreage: 0.01
  • Est. Taxes: $3,866
  • HOA Fee: $185 Monthly
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Tankless Water Heater, Washer
  • MLS#: V4946073
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/V4946073/4786satlanticavenue_ponceinlet_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/21/2026 3:20:50 PM)
Listing courtesy of ADAMS, CAMERON & CO., REALTORS   Phone: 386-258-5500

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4786 S ATLANTIC AVENUE, #B1, Ponce Inlet, FL, 32127

$355,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $284,000 $284,000 $284,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $322 $322 $322
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,613 $1,701 $2,283
Total Monthly Payment $2,010 $2,098 $2,680

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.