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Perfect for 55+, yet NOT required. Compare this to other 55+ communities. Stunning original model home that showcases two primary suites, perfect for multi-generational living. The main-level primary suite includes brown bamboo flooring, a tray ceiling and sliding doors to a screened porch, which would be a lovely owner suite or in-law space. The large primary bathroom has a tiled walk-in shower and dual vanities. The suite upstairs is a secluded haven with an additional bedroom, full bath and storage. The gourmet kitchen features newly installed Bosch stainless appliances, custom cabinetry with under-cabinet lighting, granite countertops, large island, double oven, and gas range. The spacious living and dining areas flow seamlessly to a private fenced courtyard, ideal for entertaining and grilling. There are multiple flex spaces or bedroom options. Low-maintenance living with HOA-covered lawn care, with maintenance that includes painting of the exterior, roof fund, and a desirable HO6 insurance which is unique for a detached single-family residence. Community amenities include a clubhouse, fitness center, pool, and walking trail that leads to 2nd street. Four vehicles could park in the 2. 5 car garage and driveway. The washer and dryer will also convey at close. Come see this lovely community of less than 100 homes that is convenient to historic Summerville, Charleston, Lake Moultrie, Berkeley Hospital, retail and restaurants. A credit for paint will be considered.
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Our Executive Mortgage Banker:
$529,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,600 | $423,600 | $423,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,574 | $2,675 | $3,518 |
| Total Monthly Payment | $2,666 | $2,767 | $3,610 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.