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Beautiful Natural Florida Waterfront Building Site * The entire northern border of the property fronts Mill Creek * Just over 2 acres of land total * A Boat Ramp is allowed with permit * A perfect property for a HOUSE BOAT * This unique acreage is a "Private Peninsula" with basically no other property owners adjacent to it * Property contains 27, 007 sq ft of "Uplands" and has been certified to have this by SWFWMD and Manatee County * This part of Mill Creek is "Boatable Water" offering access into the Manatee River and to the Gulf (with no low bridges to negotiate) * This land starts at the western edge of the small bridge which is a little east of the Mill Creek Baptist Church and is on the north side of Upper Manatee River Road (There is 518 feet of paved road frontage on the southern border of this land)* NOTE: Multiple boat docks are possible - - with deep water mooring for boats up to 32 feet in length, according to the knowledgeable neighbors * Property has been recently surveyed and we have a Wetland Delineation Survey (WDS) that has been certified by the State of Florida, SWFWMD. * County sewer is running along the southern border of Upper Manatee River Road (UMRR) * County water is running along the norther border of UMRR * The "For Sale Sign" is approximately 1. 3 miles from the traffic light at Upper Manatee River Road and the south end of the Fort Hamer Bridge * Please do not "Walk This Property" without your Realtor, or Agent, with you (NO EXCEPTIONS) * Your agent will be happy to call for permission to do so (thank you for your cooperation and understanding in this matter) *
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,008 | $1,078 | $1,447 |
| Total Monthly Payment | $1,083 | $1,153 | $1,522 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.