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Iconic John Joyner Smith House, Circa 1811 - 400 Wilmington Street A rare opportunity to own one of the most distinguished historic homes in the area, the John Joyner Smith House stands proudly on a full city block with commanding presence and timeless elegance. Originally constructed circa 1811, this architectural gem underwent a significant transformation in the 1850s, when the main entrance was relocated to Wilmington Street, giving the home its current distinguished front facade and grand street presence. This 4, 450 sqft main residence features 4 spacious bedrooms and 3. 5 baths, including double parlors adorned with elaborate crown molding, multiple fireplaces, and expansive wood floors throughout. The formal living and dining rooms offer elegant spaces for entertaining, while jib windows on both deep porches ensure effortless indoor-outdoor flow and optimal southern breezes. Two-story piazzas, supported by eight full-height round columns, provide gracious outdoor living with sweeping views and unmatched charm. With large windows facing Bay Street and an elaborately detailed exterior, the home is bathed in natural light and offers breathtaking views in every direction. Despite its grandeur, it retains a sense of warmth and livability, ideal for both grand entertaining and comfortable day-to-day living. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
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Our Executive Mortgage Banker:
$2,549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,039,200 | $2,039,200 | $2,039,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.259% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,226 | $12,390 | $17,208 |
| Total Monthly Payment | $12,351 | $12,515 | $17,333 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.