186 Relax Street, Waterloo, SC, 29384 | $365,000

MOTIVATED SELLERS - Priced to sell at $365, 000 - this property appraised at $465, 000 in 2023! TONS of space on a fantastic waterfront lot! Imagine peaceful mornings waking up on the lake! This spacious 5 bedroom, 2 bath home with over 2, 700 sq ft sits on a fantastic lake lot in a cove on the peaceful side of the lake, where the Reedy River flows in and the views never get old. Inside, you’ll find room for everyone. A massive living room anchors the home, and the oversized kitchen offers an eat-in area plus a walk-in pantry - perfect for anyone who loves to cook or entertain. A small office/craft room gives you space to work or create. The large hall bath features a jetted tub, and the second hall bath has a walk-in shower. Step outside to enjoy a large deck overlooking a huge, fenced yard that leads right down to the water. A seawall is already in place, and the setting is truly special - quiet and private. Need storage or workspace? The 40x20 garage/shop has power (and water is available) and includes built-in shelving, giving you tons of storage. The home is on county water, but there is a well on the property. Just 15–20 minutes to Greenwood and surrounded by great neighbors - this is one of the best lakefront opportunities on the market. Recent updates include structural improvements to the pier, with sections of wood replaced and reinforced for added stability. Enjoy a peaceful spot on Lake Greenwood where you can relax away from the busiest boat traffic while still having great lake access. The pier consistently has water at the end, and in the summer months the depth reaches approximately 7 feet - ideal for boating, swimming, and enjoying lake life. (Water levels are seasonally lowered from November through March. ) Give us a call to set up your showing and let's get you on the water! Don't miss this incredible opportunity!!

Features

  • Amenities: Water Access, Boat Ramp
  • Bedrooms: 5
  • Baths: 2 full
  • Laundry: 1st Floor, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Bungalow
  • Garage: 1-car Detached
  • Heating: Forced Air, Oil
  • Cooling: Central Air, Electric
  • Basement: None
  • Acreage: 0.63
  • Est. Taxes: $1,271
  • Lot Desc: 1/2 - Acre
  • View: Water
  • Water Front: Yes
  • Elem. School: Waterloo
  • Middle School: Laurens
  • High School: Laurens Dist 55
  • Appliances: Refrigerator, Free-Standing Electric Range, Microwave, Electric Water Heater
  • MLS#: 1575830
  • Days on Market: 120 days
  • Website: https://www.raveis.com
    /prop/1575830/186relaxstreet_waterloo_sc?source=qrflyer
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Listing courtesy of EXP REALTY LLC   Phone: 888-440-2798

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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186 Relax Street, Waterloo, SC, 29384

$365,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $292,000 $292,000 $292,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.407% 6.577% 5.986%
Monthly Tax Payment $106 $106 $106
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,751 $1,822 $2,425
Total Monthly Payment $1,932 $2,003 $2,606

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.