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Welcome to 626 Winthrop Dr! Step into this spacious 5-bedroom, 2-bath single-family home offering 1, 697 sq ft of potential. As you enter, you're welcomed by a bright living room with hardwood floors that flow throughout the main level. Just off the living room is the updated kitchen—renovated only 2 years ago—featuring modern finishes and plenty of cabinet space. The main floor includes two generously sized bedrooms and a full bathroom, making it ideal for guests, extended family, or convenient one-level living. Head upstairs to find three additional bedrooms and a second full bath, giving everyone plenty of privacy and room. Several major updates are already done, including a 7-year-old roof and 5-year-old siding, giving the home solid bones. Step outside to the huge backyard, offering endless possibilities: gardening, play space, entertaining, or future expansion. Home does need some work, giving buyers the opportunity to update and customize to their style. A spacious layout with great potential in a home ready for its next chapter.
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Our Executive Mortgage Banker:
Our Insurance Division:
$639,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $511,999 | $511,999 | $511,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $751 | $751 | $751 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,988 | $3,111 | $4,150 |
| Total Monthly Payment | $3,831 | $3,954 | $4,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.