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Presented by
Hedvig Blanco |
Under contract-accepting backup offers. OWNER WILL CREDIT FOR NEW ROOF OR HAVE ONE INSTALLED WITH ACCEPTABLE OFFER *SMART LOCATION, POSSIBLY THE BEST DEAL ON A COTTAGE HOME GOING IN THE VILLAGES TODAY ! *LOW BOND BALANCE !! BRAND NEW HVAC* NEW LVP FLOORING *PRICED TO MOVE WHOLE HOME WATER SOFENER * LARGEST OF THE COTTAGE FLOORPLANS * FULL 2 CAR GARAGE * BRAND NEW FURNITURE *OUTSTANDING LOCATION * BOND BALANCE ONLY $13, 810 * NEW INTERIOR PAINT BY THE FAMOUS ROCKY THE PAINTER * Charming Hammock Cottage in The Village of St. James – The Villages, FL Welcome to this beautiful 1611 sq. ft. Hammock Cottage home, perfectly situated in the sought-after Village of St. James in The Villages, Florida! This spacious 3-bedroom, 2-bathroom home boasts the largest floorplan in the Cottage Series, offering an inviting open-concept layout designed for comfortable living and effortless entertaining. Step onto the charming front porch, perfect for relaxing in a rocking chair with a refreshing glass of lemonade. Inside, you'll find a large open kitchen featuring an expansive island, ideal for meal prep and social gatherings. The generous living and dining areas provide plenty of space for hosting family and friends. The full 2-car garage offers ample storage and convenience. Located in the heart of The Villages, this home is just minutes from entertainment, dining, golf, and endless leisure activities. Don’t miss this opportunity to own a piece of paradise in Florida’s premier 55+ active community. Schedule your showing today! - FIRE DISTRICT 320. 71 PER YEAR, - UNIT MAINTENANCE - $598. 76 PER YEAR, YEARLY BOND PAYMENT $1, 356. 32 - MONTHLY AMENITIES FEE $199 - REMAINING BOND BALANCE - $13, 810. 81- BUYERS AGENT TO VERIFY ALL INFORMATION - GOLF CART AVAILABLE SEPERATELY - ONLY 24 MILES ON IT. BUYERS AGENT TO VERIFY ALL INFORMATION. ROOF IS ORIG AND WAS RECENTLY INSPECTED AND WAS GIVEN 8-10 OF USEFULNESS.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
Sales Associate
William Raveis Real Estate
Phone: 203.461.1235
Hedvig.Blanco@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,431 | $1,509 | $2,026 |
| Total Monthly Payment | $1,643 | $1,721 | $2,238 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.