14 MATANZAS LAKES DRIVE, Palm Coast, FL, 32137 | $449,900

14 Matanzas Lakes Drive – Premium Lakefront Living in a Luxury 55+ Community
Welcome to one of the most desirable homes in the prestigious, gated 55+ community of Matanzas Lakes. Built by Seagate and positioned on a premium lakefront lot, this residence stands out as the largest model currently available—offering exceptional upgrades, a refined layout, and an unbeatable lifestyle.
Step inside and immediately notice the quality: tile flooring throughout, tall ceilings, and enhanced lighting create a bright, modern, and spacious feel. The open-concept living areas flow seamlessly toward panoramic water views, making this home ideal for both everyday comfort and entertaining.
Enjoy a fully enclosed backyard featuring a screened-in patio plus an extended uncovered paver patio, perfect for morning coffee, evening cocktails, or simply enjoying the tranquil lakefront setting. The full perimeter fencing adds privacy and convenience for pets.
Matanzas Lakes delivers true resort-style amenities, including:
A beautifully designed community pool
Pickleball court
A clubhouse with public restrooms
24-hour gated security for peace of mind
Don’t miss this rare opportunity to own a turnkey, highly upgraded, lakefront Seagate home in one of Palm Coast’s most sought-after 55+ communities. Priced to sell—schedule your showing today.

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,024
  • Acreage: 0.14
  • Est. Taxes: $2,798
  • HOA Fee: $190 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: FC314327
  • Days on Market: 96 days
  • Website: https://www.raveis.com
    /prop/FC314327/14matanzaslakesdrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/9/2026 8:47:07 PM)
Listing courtesy of REALTY EXCHANGE, LLC   Phone: 386-446-0017

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14 MATANZAS LAKES DRIVE, Palm Coast, FL, 32137

$449,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,920 $359,920 $359,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.431% 5.873%
Monthly Tax Payment $233 $233 $233
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,129 $2,216 $2,939
Total Monthly Payment $2,437 $2,524 $3,247

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.