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Experience the perfect blend of luxury, privacy, and coastal living in this beautifully renovated waterfront home, ideally situated with Gulf of America saltwater access and no bridges to Lemon Bay. Located just two homes from the bay on an exclusive private lane with only five residences, this exceptional property offers premier boating access, featuring a private dock, new boat lift, captain’s walk, additional mooring space for guests or a second vessel, and a convenient launch for small watercraft.
Nestled in the heart of Old Englewood, this peaceful retreat is just a short walk, bike ride, or golf cart ride to vibrant Dearborn Street, known for its live music, local restaurants, boutique shops, weekly Farmers Market, and community events at the new pavilion. You're also just one block from Snook’s Marina waterfront restaurant, perfect for relaxed waterside dining.
Inside, the home showcases a meticulous high-end renovation. The open-concept living and dining areas are anchored by elegant porcelain plank tile flooring, flowing seamlessly into a stunning chef’s kitchen. Designed for both beauty and function, the kitchen features premium stainless-steel appliances, a hooded island cooktop, solid wood cabinetry, stone countertops, and a modern tile backsplash.
Each of the three spacious bedrooms includes its own private en-suite bathroom, offering comfort and privacy for family and guests alike. Just off the kitchen, you'll find a custom coffee bar with additional cabinetry and pantry storage, while two large storage closets nearby provide even more space for pantry or kitchen organization.
Step outside to an expansive lanai with a picture-window screen enclosure, perfectly framing the resort-style pool and spa. Whether entertaining, relaxing in the Florida sunshine, or unwinding after a day on the water, this outdoor oasis delivers the ultimate waterfront lifestyle. Notably, the home sits approximately two to three feet higher than neighboring properties, offering added peace of mind.
Major Upgrades Include:
Roof (2018) with full wind mitigation report
Impact windows and doors (2023) – $30, 000
Boat lift (2024) – $35, 000
Captain’s walk on dock (2024)
Pool equipment upgrades (2025)
Electrical updates (2025) following storm improvements
Additional highlights include lush tropical landscaping, irrigation on county water, and a spacious laundry room with abundant storage.
This rare, upgraded waterfront gem offers exceptional charm, convenience, and direct coastal access. Whether you're an avid boater or simply enjoy living close to the culture and energy of Old Englewood, this property represents one of the area's most desirable waterfront opportunities.
Schedule your private showing today and discover the best of Florida waterfront living.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,669 | $3,818 | $5,082 |
| Total Monthly Payment | $4,048 | $4,197 | $5,461 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.