|
Expanded St Clair model located on the 9th Fairway of the Championship course in 55+ Kings Ridge community. Looking for a home with lots of storage? This is it. !! It has a screened in front porch 8" deep and also rear screen enclosure 10 X 30 so you can enjoy the beautiful views. Home has 2148 heated SF with 3 BD/2 BA and an expanded 2 car garage. Roof changeout in Feb 2015, new hot water heater 2024 and a new Carrier HVAC system in Sept 2022. Sunburst plantation shutters throughout the home. Ceramic tile is continuous throughout the home even in the garden room. The kitchen has maple cabinetry, Corian countertops, a matching island and additional cabinetry for great storage. Solar tubes were added in the kitchen and laundry room. The Primary bathroom was remodeled with a large roll in handicap accessible shower and comfort height commode in 2019. The Primary bedroom had Closet Factory cabinetry added in the triple closet & the walk in closet. The 2nd Bedroom has a built in desk and separate built in Murphy bed. The expanded deeper garage has special full size storage cabinets and upper cabinets also. A new garage door opener plus wall mount remotes replaced in 2021. The 2020 Samsung Washer & Dryer remain. There is a transferrable Stark termite bond. Landscaping was redone in 2021. Some of the furniture can remain with home- the list can be provided. Enjoy the Kings Ridge Royal life style in the multimillion $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, Spectrum for internet & cable TV, maintenance of roads and outside painting of home every 7 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out. .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $352,000 | $352,000 | $352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,054 | $2,139 | $2,853 |
| Total Monthly Payment | $2,328 | $2,413 | $3,127 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.