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Motivated Seller! Discover a rare find in the highly desirable Cambridge Village – a true standalone detached home in a 55+ community where you enjoy all the perks of low-maintenance condo-style living without anyone above, below, or sharing your walls. These independent residences are exceptionally hard to come by! This beautifully maintained 1-bedroom, 1-full-bath ground-level home is move-in ready and filled with natural light. The kitchen is a standout, featuring white style cabinetry, a stylish tile backsplash, and space for a cozy café table. Flow seamlessly from the generous living room into the adjacent family room, which opens to the bright Florida lanai – perfect for enjoying Florida’s year-round sunshine. Step outside to your private patio, an ideal spot for morning coffee or afternoon relaxation. The primary suite includes a walk-in closet and an en-suite bath with an easy-access step-in shower. A full-size washer and dryer are conveniently located in the indoor laundry room, and your private covered carport leads directly indoors – making bringing in groceries or luggage effortless. Cambridge Village spoils residents with a clubhouse, heated community pool, shuffleboard courts, lawn maintenance, exterior painting, and a full calendar of optional social activities (potlucks, cards, bingo, poolside lounging - join in as much or as little as you like). Perfectly situated just minutes from world-famous beaches, top-tier medical facilities, shopping, dining, St. Armands Circle, UTC Mall, live theater, Riverwalk, golf, boating, fishing, museums, professional sports, and Sarasota-Bradenton International Airport – everything the Bradenton/Sarasota area is famous for is within 10-30 minutes. Ideal for year-round living or as a snowbird retreat. 700 minimum credit score required to live here and up to 2 small pets permitted. Condo fee is $225/month with no additional annual fees per the owner.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $172 | $172 | $172 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $859 | $893 | $1,189 |
| Total Monthly Payment | $1,106 | $1,140 | $1,436 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.