5027 DANCY LANE, St. Cloud, FL, 34772 | $515,000

IMPECCABLE is just one way to describe this NEARLY NEW home. Located in the ACTIVE LIFESTYLE Twin Lakes GATED community, the benefits of living here goes beyond the 3 BED, 2. 5 BATH floorplan with 3213 total sqft. Take your GOLF CART approved streets to the PUTTING GREEN, TENNIS COURT, BASKETBALL, BOCCE BALL, PICKLEBALL COURTS. Or take community rental BOATS OF ALL KIND out on LIVE OAK LAKE for some water based fun. Prefer to be in the water? Try the RESORT POOL. Like to sweat out water? Head to the FITNESS CENTER for a class. OR just enjoy your private home amenities, such as the Chef's kitchen with 5 burner GAS COOKTOP w/stainless vent hood, Convection WALL OVEN and MICROWAVE combo, Side-by-Side STAINLESS FRIDGE, DISHWASHER, ample amount of SLEEK CABINETS w/QUARTZ COUNTERS, and XL ISLAND/eating space w/stylish UPGRADED pendant lights. Conveniently off the kitchen is the WALK-IN PANTRY and LAUNDRY room w/ UTILITY SINK, FOLDING CENTER/DESK SPACE, and storage GALORE! Would make an excellent craft space too. There is an opulent chandelier hanging over the additional DINING ROOM that is open to the LIVING ROOM with modern fan & collapsible slider w/ REMOTE OPERATED SUNSHADES. The owner has decorated so nicely that we know you will ask if the FURNITURE IS OPTIONAL TO CONVEY, yes it is. Beyond the Living Room is the COVERED LANAI w/ sealed pavers, lighting, and PREPLUMBED for GAS GRILL/OUTDOOR KITCHEN. Back inside is the PRIMARY RETREAT w/ TRAY CEILINGS, WINDOW TREATMENTS, and ENSUITE BATH w/WALK-IN CLOSET. The XL LUXURY TILED SHOWER features TWO SHOWER HEADS, BUILT IN BENCH, & NICHES. A must see! I could go on and on, but you need to come see for yourself. It really stands out among the rest of the comparable homes! SELLER WILL CONTRIBUTE TO CLOSING COSTS & will welcome ALL OFFERS!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Handicap Modified, Maintenance, Other, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Spa/Hot Tub, Tennis Court(s), Trail(s), Wheelchair Access
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 50' x 120.5'
  • Laundry: Gas Dryer Hookup, Laundry Room, Other
  • Style: Bungalow, Craftsman, Florida
  • Year Built: 2024
  • Garage: 2-car Garage Door Opener, Golf Cart Parking, Other
  • Heating: Central, Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,197
  • Acreage: 0.14
  • Lot Size: 50' x 120.5'
  • Est. Taxes: $7,015
  • HOA Fee: $310 Monthly
  • Lot Desc: Landscaped, Sidewalk
  • Adult Communities: Yes
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Water Purifier, Water Softener
  • MLS#: S5138962
  • Days on Market: 32 days
  • Website: https://www.raveis.com
    /prop/S5138962/5027dancylane_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2025 11:08:15 AM)
Listing courtesy of TITAN REALTY GROUP LLC   Phone: 407-212-7653

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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5027 DANCY LANE, St. Cloud, FL, 34772

$515,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $412,000 $412,000 $412,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $585 $585 $585
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,339 $2,503 $3,339
Total Monthly Payment $3,016 $3,180 $4,016

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.