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Fall 2026 Move-in. Home is to be built! In the picturesque town of Carmel, New York, nestled within a serene 55+ community with resort style amenities. The Hawthorne home design offers a thoughtful layout that balances comfort and functionality. The main level features an L-shaped kitchen that flows seamlessly into the great room, perfect for entertaining. A versatile flex room on this level provides additional living space. The primary suite, conveniently located on the main floor, boasts dual walk-in closets and a luxurious bathroom with dual sinks and a private water closet. Upstairs, a loft area offers a cozy retreat, while the everyday entry ensures easy access from the garage. Two-story great room creates an open, airy atmosphere. Main-floor primary suite features dual walk-in closets and a spa-like bathroom Versatile flex room and upstairs loft provide adaptable living spaces. Additionally, this home features a walk-out finished basement with full bathroom, perfect for entertaining! Still time to personalize interior finishes at our Luxurious Design Studio. This home is located on a premium home site with stunning mountain and sunset views. Ask about our New Year New Home Sale Event, which offers $15, 000 towards Design Studio Personalization!
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Our Executive Mortgage Banker:
Our Insurance Division:
$819,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $655,200 | $655,200 | $655,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $958 | $958 | $958 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,567 | $3,928 | $5,441 |
| Total Monthly Payment | $4,617 | $4,978 | $6,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.