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Welcome to Your Lowcountry Oasis -- 1049 Clearspring Dr, James Island, SCNestled in the peaceful, charming landscape of James Island, 1049 Clearspring Dr offers a rare opportunity to embrace the coastal-suburban lifestyle that makes this part of Charleston so special. With its leafy surroundings, easy access to nature, and proximity to both downtown Charleston and Folly Beach, this home is a true Lowcountry gem. This beautifully maintained 4-bedroom, 3-bathroom home offering approximately 1, 800 sq ft of comfortable, stylish living in one of James Island's most desirable neighborhoods. With its warm hardwood floors, carpeted bedrooms, open family room, and exceptionally private backyard, screened porch and deck this home blends modern convenience withthe relaxed Lowcountry charm that makes James Island so special. Step inside to find a bright, open living space filled with natural light and accented by gleaming hardwood floors that flow throughout the main areas. The well-designed floor plan includes four spacious bedrooms, offering plenty of flexibility for a guest room, home office, or playroom. Three full bathrooms provide convenience for families or visiting guests. The kitchen and living areas create an inviting environment for everyday living and entertaining, while the home's well-maintained condition gives buyers the peace of mind they're looking for. One of the standout features of this property is the extra-private backyard a rare find on James Island. Surrounded by mature landscaping, it's perfect for outdoor dining, gardening, play, or simply enjoying quiet evenings under the trees. Located just minutes from downtown Charleston, James Island County Park, and Folly Beach, this home offers unmatched access to recreation, dining, and coastal living. Key Features: " 4 bedrooms, 3 full bathrooms " Approx. 1, 800 sq ft " Beautiful hardwood floors " Well-maintained throughout " Exceptionally private backyard " Prime James Island location close to parks, beaches, and downtown Charleston Move-in ready and full of charm, this home offers the perfect blend of comfort, convenience, and Lowcountry appeal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,035 | $3,160 | $4,214 |
| Total Monthly Payment | $3,127 | $3,252 | $4,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.