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GARDEN COLONIAL IN MERRICK. Rock Away on the lovely front porch of this oversized , custom built, colonial. The home is so big, the family will find privacy throughout. Kitchen is Central to first floor with Updated appliances and wood cabinets. Formal Dining room seats a table of 12. Hard Wood Floors throughout first floor. Updated First Floor Bathroom with private slider to first floor bedroom. Large, light filled, family room overlooking back yard and gardens. Wrap around wooden deck with electric installed for hot tub if desired. Climb wooden steps and railing to the upstairs which offers; Oversized Master Bedroom with Master Bath and walk in closet. Also upstairs are 3 more bedrooms and another full bath. One bedroom could be used as home office. Laundry room is upstairs and so easy to do the laundry in this space. Full Finished Basement with Living Room, Bedroom, Full Bathroom, Summer Kitchen and utility room. 2 Exterior doors access back or side yard. Large oversized back yard with fire pit, floral and vegetable gardens and in-ground sprinkler system. Flowering trees and beds will color this lovely home throughout the Seasons. Close to LIRR, Bus, Schools and Parks.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $959,200 | $959,200 | $959,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.925% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,516 | $1,516 | $1,516 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,076 | $5,598 | $7,837 |
| Total Monthly Payment | $6,717 | $7,239 | $9,478 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.