478 W Central Avenue, #203, Monsey, NY, 10977 | $979,000

Welcome to this beautiful and spacious 4-bedroom duplex located in the heart of Monsey in the highly sought-after West Gate Estates development. This thoughtfully designed home offers exceptional functionality, modern comforts, and generous living spaces ideal for today’s lifestyle. As you enter, you're greeted by a large entry foyer—the perfect drop zone for bags, strollers, and daily essentials—along with a double-door closet for added storage. Head upstairs to the main living level, where the home truly opens up. To your left sits a large, well-appointed kitchen, offering ample counter space and perfect flow for daily cooking and entertaining. Adjacent to the kitchen is a bright playroom complete with its own toy closet and access to a convenient secondary kitchen. A tucked-away back porch, accessible from the playroom, provides a quiet outdoor retreat. Toward the front of the home, you'll find a stylish half bath with a beautifully tiled sink area just outside. Continue forward into the expansive open dining room, featuring oversized front-facing windows that flood the space with natural light. The dining room seamlessly connects to a generous living room, creating an airy, open-concept layout perfect for hosting. Upstairs, the private sleeping quarters include three well-sized bedrooms, a full bathroom with a roomy vanity, a dedicated linen closet, and a laundry area conveniently located on the bedroom level and spacious primary suite, offering two closets and a full ensuite bathroom for ultimate comfort and privacy. This beautifully designed duplex combines practicality with elegance—ideal for families seeking space, convenience, and modern living within the premier West Gate Estates community.

Features

  • Parking: 1-car, Parking Lot
  • Heating: Baseboard
  • Cooling: Central Air
  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Year Built: 2025
  • Common Charge: $236 Monthly
  • Approx Sq. Feet: 1,915
  • Acreage: 0.24
  • Est. Taxes: $5,714
  • Elem. School: East Ramapo Early Chld Ctr At Kakiat
  • Middle School: Pomona Middle School
  • High School: Spring Valley High School
  • School District: East Ramapo (Spring Valley)
  • Appliances: None
  • MLS#: 938780
  • Days on Market: 46 days
  • Website: https://www.raveis.com
    /prop/938780/478wcentralavenue_monsey_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Nick Rosario - The Nick Rosario TeamLicensed Associate Real Estate Broker

917.564.2351

Nick.Rosario@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 2166562

302.293.7433

Brian.Shahwan@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

478 W Central Avenue, #203, Monsey, NY, 10977

$979,000

Nick Rosario - The Nick Rosario Team

Licensed Associate Real Estate Broker

William Raveis Real Estate

Phone: 917.564.2351

Nick.Rosario@raveis.com

Brian Shahwan

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 302.293.7433

Brian.Shahwan@raveis.com

NMLS Mortgage Loan Originator ID 2166562

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $783,200 $783,200 $783,200
Term 360 months 360 months 180 months
Initial Interest Rate** 4.875% 5.750% 5.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.001% 5.858% 5.681%
Monthly Tax Payment $476 $476 $476
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,145 $4,571 $6,399
Total Monthly Payment $4,713 $5,139 $6,967

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.