5308 BEACON ROAD, Palmetto, FL, 34221 | $995,000

Perfectly situated with wide water views, this is a special property located on Terra Ceia Bay. Waiting for you is a completely and professionally renovated home with everything you could possibly want in a waterfront home. Three bedrooms, three bathrooms, split floorplan with two ensuites, custom bar room and huge lanai offering a heated, saltwater pool plus plenty of pavered outdoor space for entertaining. Listen to the peaceful fountain as you follow the impressive front walkway through the double-paned doors leading into the living room with a view to remember. Enter the living room complete with a tiled fireplace wall and thirteen feet of sliding glass doors opening to the lanai. The chef’s kitchen is conveniently located with curved center island that doubles as breakfast bar and offers quartzite countertops, Bosch cooktop, and stainless-steel vent hood. Expansive wood cabinets, tiled backsplash, Bosch dishwasher, and built-in oven/microwave highlight the open and airy kitchen. To the right of the living room is a custom bar area with wet bar and tasteful custom cabinetry, and lighting to top it off. To the left of the living room, is the dining room offering another expanse of sliding glass doors with views of the pool and beautiful Terra Ceia Bay, perfect for watching the dolphin and manatee play. The split floorplan offers two bedrooms, including one ensuite, and is placed to the left side of the entry while the oversized primary ensuite is at the back of the home with wide windows, sitting area, two walk-in closets, separate commode room, double vanities, custom shower and makeup area. Special features include plantation shutters in all bedrooms, recessed lighting, custom crown moldings. Step outside the lanai for your outdoor wonderland and follow the pavered path to an expanded dock and 10K boat lift complete with fish cleaning station, water, and electricity. There is even a pavered sitting area simply perfect for your morning coffee or an evening cocktail to enjoy nature at its Florida finest. No HOA or CDD here! Quick and easy access to three airports, Bradenton, Sarasota, St. Pete, and Tampa.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1963
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,433
  • Acreage: 0.24
  • Est. Taxes: $4,950
  • Elem. School: Palm View Elementary
  • High School: Palmetto High
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Washer, Wine Refrigerator
  • MLS#: A4672236
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/A4672236/5308beaconroad_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/26/2026 4:10:04 AM)
Listing courtesy of FINE PROPERTIES   Phone: 941-782-0000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5308 BEACON ROAD, Palmetto, FL, 34221

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.361% 6.203%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,709 $4,901 $6,717
Total Monthly Payment $5,213 $5,405 $7,221

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.