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Updated & immaculate 2 Bedrm/2 Bath doublewide in Ridgeway, all ages community in Hobe Sound. Newer Bright white kitchen, w large pantry, new refrigerator, dishwasher & garbage disposal 2023. Laminate flooring thru-out over plywood subfloors. Large LR w slider out to a front facing FL room. The Master Bedrm is large w a newer combo tub/shower & shower surround, walk in closet & loads of windows. The 2nd Bedrm is also large w double closets & built in drawers. The 2nd Bathrm is on the hall w newer, ceramic step in shower & lots of storage. Freshly painted interior. Side screened room & storage shed w washer/dryer. Fenced backyard. Metal roof just pressure washed & sealed, 2016 A/C, New Electrical Panel 2022. Lovely lawn & landscaping. Ridgeway has no HOA. Minutes to ocean beaches -Pets OK
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $176,000 | $176,000 | $176,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $972 | $1,041 | $1,403 |
| Total Monthly Payment | $1,244 | $1,313 | $1,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.