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2127 8TH AVENUE N, St. Petersburg, FL, 33713 | $465,000
Under contract-accepting backup offers. Charming Bungalow with Income-Producing Garage Apartment in North Kenwood!
Discover a rare find in St. Petersburg's prestigious North Kenwood historic district—a beautifully maintained 768 SF main house paired with a spacious 480 SF detached garage apartment. This versatile property is ideal for savvy investors, multi-generational families, or homeowners seeking supplemental income.
The main house (2BR/1BA) previously commanded $2, 200/month in rent, while the garage apartment (1BR/1BA) achieved $1, 500/month—creating a combined monthly income potential of $3, 700.
This classic bungalow exudes timeless character with its welcoming covered front porch and distinctive arched entryways. Step inside to discover a bright, flowing floor plan featuring updated flooring, a comfortable living room, and a well-equipped kitchen with gas range and dedicated dining area. Two generously sized bedrooms share a thoughtfully updated hall bath with tub/shower combo, modern vanity, and stylish finishes. The main house features a recently installed roof (2025) and water heater (2024), providing peace of mind for years to come.
The detached garage apartment offers impressive square footage with a surprisingly large kitchen, full bathroom showcasing charming vintage floor tiles and classic subway tile surround with tub/shower, and abundant natural light. Contemporary flooring updates complement the property's historic appeal while ensuring modern livability. Recent improvements to the garage apartment include a new roof (2023), AC system (2022), and water heater (2024).
A 2-car garage with convenient alley access provides excellent parking and storage options for the property.
North Kenwood places you minutes from downtown St. Petersburg's vibrant arts scene, acclaimed restaurants, waterfront parks, and major thoroughfares—all while enjoying the charm and character of one of St. Pete's most sought-after historic neighborhoods.
This turnkey opportunity combines solid rental history, recent mechanical updates, and an unbeatable location. Whether you're building your investment portfolio or seeking a flexible living arrangement, this property delivers exceptional value in a community known for appreciation and desirability. Don't miss this rare opportunity in one of St. Pete's most desirable historic neighborhoods!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Laundry: Other
- Style: Bungalow
- Year Built: 1944
- Garage: 2-car Alley Access, Garage Faces Rear
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,248
- Acreage: 0.15
- Est. Taxes: $3,707
- Lot Desc: Historic District
- Appliances: Range, Range Hood, Refrigerator
- MLS#: O6361619
- Days on Market: 76 days
- Website: https://www.raveis.com
/prop/O6361619/21278thavenuen_stpetersburg_fl?source=qrflyer
Listing courtesy of KELLY PRICE & COMPANY LLC Phone: 407-645-4321
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2127 8TH AVENUE N, St. Petersburg, FL, 33713
$465,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $309 | $309 | $309 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,201 | $2,290 | $3,015 |
| Total Monthly Payment | $2,585 | $2,674 | $3,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388