|
SNOWBIRD ALERT! Buy now for next season! Cute Florida cottage ready for immediate occupancy! This two bedroom, two bath home can be purchased just as you see it, fully furnished right down to sheets and towels and dishes, pots and pans. Or buy it unfurnished and decorate to your style! The updated kitchen is light and bright, with 42” upper cabinets, a brand new stainless steel French door fridge and plenty of storage, while being fully stocked for easy living. The home features a split bedroom floorplan with two baths. The primary bedroom has an en-suite bath with a walk-in shower and single updated vanity. There is also a large walk-in closet. The guest bath features a beautifully updated tub-shower and single vanity. Both bedrooms have queen size beds and there is also a queen sized sleeper sofa in the living room. The living room TV has a Fire TV and there is also an antenna system for local programming. The one car garage is oversized, being 16’ wide. A brand new lanai was installed and completed the first week of July 2025 as well. Port Charlotte is close to the sparkling Gulf beaches and there are so many things to do: golf, fishing, boating, shopping, kayaking, tourist attractions and so much more.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$238,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $190,400 | $190,400 | $190,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.149% | 6.144% | 5.522% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,066 | $1,140 | $1,531 |
| Total Monthly Payment | $1,433 | $1,507 | $1,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.