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Discover the potential in this charming 4-bedroom, 2-bath Cape Cod–style home located in the heart of Stony Brook. Filled with character and ready for your personal touch, this home offers a fantastic opportunity to create the space you’ve always envisioned. The first floor features a convenient bedroom and full bathroom, perfect for guests or flexible living arrangements. The eat-in kitchen provides a cozy spot for casual meals and offers great potential for modernization. Additional bedrooms upstairs provide ample space for family, work, or hobbies. Also boast a new heating system providing year round comfort and efficiency. Set on a desirable lot in a sought-after community, this home is close to local shops, parks, the university, and all that Stony Brook has to offer. Whether you’re an investor, first-time buyer, or someone looking to customize a home to their style, this property is full of promise. Bring your ideas and make this Stony Brook home shine
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Our Executive Mortgage Banker:
Our Insurance Division:
$640,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $512,000 | $512,000 | $512,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $1,133 | $1,133 | $1,133 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,029 | $3,194 | $4,183 |
| Total Monthly Payment | $4,254 | $4,419 | $5,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.