9816 2ND TERRACE NW, Bradenton, FL, 34209 | $3,249,000

DIRECT BAYFRONT CUSTOM BUILT HOME IN GATED PALMA SOLA POINTE! Exceptional newer construction WATERFRONT residence with a POOL and DEEDED BOAT SLIP. Current owners spared no expense building this incredible house!!! Offering 3–4 bedrooms plus an office, 4. 5 baths, and a 3-car garage—with the option to convert the TV room into a full ensuite 4th bedroom if desired. This commanding Mediterranean-inspired home makes a striking first impression. Elevated to maximize sweeping bay views, it welcomes you with a curved paver driveway, mature tropical landscaping, and dramatic exterior lighting. Stone columns, double front doors, varied rooflines, balconies, and thoughtful architectural detailing create depth and grandeur, all set against an unforgettable backdrop of Palma Sola Bay. Inside, the iron and glass doors open to a foyer framed by tray ceilings, custom millwork, and architectural columns that establish an elegant tone. The open-concept great room unfolds beyond, highlighted by exposed wood beams, recessed lighting, and wide glass sliders that capture panoramic water views and provide seamless access to the lanai and pool terrace. Nearby, the formal dining room offers a refined setting for gatherings with a double tray ceiling, chandelier, and arched windows dressed in custom drapery. At the center of the home, the chef’s kitchen blends beauty and function with a massive granite island, custom cabinetry, glass-front uppers, and premium appliances including a Wolf gas range beneath a stunning architectural hood. A hidden walk-in pantry enhances storage and organization. Views of the pool and bay make this a standout space for both daily living and entertaining. The primary suite is a serene retreat designed to immerse you in amazing water views. The spacious bedroom features a double tray ceiling and room for a sitting area, while the spa style bathroom showcases rich wood cabinetry, dual vanities, elegant lighting, and an impressive walk through stone shower accented by arched windows. Two custom closets provide extensive storage and organization. Two additional guest suites offer generous layouts and private baths. Offering an ELEVATOR for easy access to each floor and a whole home generator for added peace of mind. Additional flexible space includes a lovely TV/bonus room that can be converted to an ensuite bedroom if preferred. This home also features a laundry room with cabinetry and utility sink. Outdoor living is a true showpiece. The expansive covered lanai features a wood-paneled ceiling, recessed lighting, ceiling fans, and a full outdoor kitchen with granite counters, built-in grill, hood, sink, and beverage refrigerator. The travertine deck surrounds a resort style pool and elevated spillover spa framed by elegant railings and unobstructed views of the water and natural preserve. Enjoy al fresco dining, evening cocktails by the fire table, or peaceful sunset viewing. The deeded boat slip provides quick access to Palma Sola Bay and the Gulf for fishing, boating, or relaxing at local sandbars. UNBEATABLE LOCATION: Surrounded by Palma Sola Bay and the 682-acre Robinson Preserve with trails, kayak launches, and scenic lookouts. Just minutes to IMG Academy, the beaches of Anna Maria Island, and an easy drive to downtown St. Pete and Sarasota.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Mediterranean
  • Year Built: 2015
  • Garage: 3-car Covered, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Split Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,176
  • Acreage: 0.33
  • Est. Taxes: $15,631
  • HOA Fee: $2,400 Semi-Annually
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course, Near Marina, Street Dead-End
  • View: Water
  • Elem. School: Ida M. Stewart Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Salt Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Wine Refrigerator
  • MLS#: A4672159
  • Days on Market: 74 days
  • Website: https://www.raveis.com
    /eprop/A4672159/98162ndterracenw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 9:33:32 PM)

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Paul HefferanSales Associate

203.451.3454

Paul.Hefferan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9816 2ND TERRACE NW, Bradenton, FL, 34209

$3,249,000

Paul Hefferan

Sales Associate

William Raveis Real Estate

Phone: 203.451.3454

Paul.Hefferan@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,599,200 $2,599,200 $2,599,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.361% 6.183%
Monthly Tax Payment $1,303 $1,303 $1,303
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $15,584 $16,004 $21,934
Total Monthly Payment $17,012 $17,432 $23,362

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.