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Under contract-accepting backup offers. Beautifully updated and move-in ready, this 2-bedroom, 2-bath villa offers exceptional indoor–outdoor living in the highly desirable, dog-friendly community of Duplex Village I in Highland Lakes, Palm Harbor. With no pet restrictions, low HOA fees, and a prime lot surrounded by lush landscaping, this home is ideal for both seasonal and full-time residents. Enjoy two spacious lanais—front and rear—that provide an ADDITIONAL 235 square feet of living space year-round, plus an attached 1-car garage for convenience. Step through the front glass door into a warm and welcoming interior featuring newer engineered hardwood floors, crown molding, updated windows with hurricane shutters, and a thoughtfully designed floor plan. The bright, comfortable living room opens through updated French doors to the oversized rear lanai, perfect for relaxing or entertaining. The beautifully renovated kitchen (2016) boasts slate GE appliances, brand NEW refrigerator & mircowave, stylish cabinetry, attractive countertops, and a practical pass-through to the dining room for easy everyday living. Major upgrades—including the roof, HVAC, electrical panel, hot water heater, and windows—were all completed in 2016, and the home sits high and dry in a non-flood zone. A recently passed 4-point inspection is available and transferable to the buyer. Duplex Village I stands out as the only attached housing community in Highland Lakes that allows pets, including a large dog! The low monthly HOA covers lawn care, irrigation, cable TV & internet, exterior pest control and trash removal for truly maintenance-free living. As a Highland Lakes resident, you’ll enjoy an incredible lineup of amenities: free green fees on three private executive golf courses, a vibrant main clubhouse with endless social activities, fitness and hobby opportunities, and a welcoming country club atmosphere. Head to the Lake Tarpon Lodge for a second heated pool, picnic areas, a fishing pier, community pontoon boats, and secure RV/boat storage—all included. With modern updates, generous living spaces, and access to one of the area’s premier 55+ lifestyle communities, this villa is truly a rare find. Don’t miss your chance to make it yours!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,294 | $1,365 | $1,832 |
| Total Monthly Payment | $1,513 | $1,584 | $2,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.