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Experience coastal living at its finest in this beautiful waterfront condo at Madeira Cove—one of Madeira Beach’s most desirable communities. Perfectly positioned along the peaceful Intracoastal Waterway, this residence offers picture perfect water views, an effortless blend of sophistication and relaxed Florida luxury. Step inside to a bright, open floor plan designed to showcase the shimmering water from the moment you enter. Large sliding doors lead to your private balcony overlooking the marina—an ideal spot to unwind, watch dolphins glide by, or enjoy a sunset breeze - Complete with electric hurricane shutters. This spacious 2-bedroom, 2-bath condo features a true split-bedroom layout, giving both owners and guests comfortable privacy. The primary suite includes a spacious walk in closet, water views, and direct balcony access, while the kitchen offers solid wood cabinetry, plenty of storage, and great flow into the living area—perfect for casual gatherings. Madeira Cove is known for its strong community atmosphere and resort-style amenities. Spend your days relaxing at the heated waterfront pool, working out in the fitness center, or hosting friends at the clubhouse with a wraparound sunset deck. Enjoy waterside grilling and picnic areas, launch a kayak right from the property, or stroll along the marina and take in the coastal scenery. The community also offers EV charging stations, ample guest parking, a car wash area, secure elevator access, and beautifully maintained grounds. With solid concrete-block construction, security features, and a well-managed, fully funded association with no pending assessments, this community provides peace of mind in every season. Monthly fees cover water, sewer, trash, internet, cable, and building insurance, making ownership simple and worry-free. All of this is just minutes from Madeira Beach, Treasure Island, St. Pete Beach, John’s Pass, dining, shopping, and endless water activities. Whether you’re seeking a full-time residence or a seasonal escape, this 3rd-floor waterfront condo offers comfort, location, and an unbeatable coastal lifestyle. Move-in ready and waiting for its next owner—welcome to Madeira Cove, where every day feels like a vacation. SELLER IS OFFERING 3 MONTHS HOA PAYMENTS TO BUYER AT TIME OF CLOSING!
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Our Executive Mortgage Banker:
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $321 | $321 | $321 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,907 | $3,110 | $4,140 |
| Total Monthly Payment | $3,320 | $3,523 | $4,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.