2640 RANCHLAND ACRES ROAD, Lakeland, FL, 33809 | $310,000

Under contract-accepting backup offers. Looking for that Stunning High & Dry Country Acreage close to town, only 10 minutes to major stores and gas stations. Come check out this beautiful remodeled 4-bedroom 2 bath home in North Lakeland. Land is 3. 09 acres, already set up with 24x24 a/c insulated kennel building or workshop, storage shed also (3) stall pole barn, (2) Horse Pastures. Exterior chain link, interior 5 Ft no climb fencing along with 3 fence dog yards or turnouts. Has 3 streetlights on property, at entrance, behind kennel & on opposite side of house. Metal roof 2yrs old. New skirting, hot water heater 12/3/25, updated tie downs, new septic pump 2yrs old, seamless gutters & vapor barrier insulation underneath home 2yrs old. Leaf water system. A/C 5yrs old. New LG appliances. Propane stove & hot water heater. Screen back porch. Large front porch for you to enjoy your morning coffee, also has a handicap ram. Ready to move in! Too many upgrades to list. Call today for your private viewing.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 1988
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,848
  • Acreage: 3.09
  • Est. Taxes: $2,456
  • HOA Fee: $250 Semi-Annually
  • Lot Desc: In County
  • Elem. School: Socrum Elem
  • Middle School: Lake Gibson Middle/Junio
  • High School: Lake Wales Senior High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: P4937115
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/P4937115/2640ranchlandacresroad_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/7/2025 12:47:07 PM)
Listing courtesy of C BUDDY JOHNSON REALTY, LLC   Phone: 863-967-6200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2640 RANCHLAND ACRES ROAD, Lakeland, FL, 33809

$310,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $248,000 $248,000 $248,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $205 $205 $205
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,447 $1,507 $2,010
Total Monthly Payment $1,727 $1,787 $2,290

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.