491 Hurd Road, Swan Lake, NY, 12783 | $369,000

3-bedroom, 1-bath Raised Ranch with bonus rooms set on 3. 32 beautiful acres, located near the historic Woodstock Festival site (Bethel Woods). Filled with natural light and surrounded by open, usable land, this property offers the perfect blend of comfort, space, and possibility. Inside, you’ll find beautiful cherry wood floors, a bright living area, and a dedicated dining space. The kitchen is equipped with stainless steel appliances, and the home includes a washer and dryer for added convenience. Enjoy easy access to two decks—one in the front and one in the back—perfect for relaxing or entertaining. The walk-out basement expands the living area with bonus rooms and an additional bathroom, ideal for guests, hobbies, or extra living quarters. Gorgeous stonework surrounds the property and accents the home, adding character, charm, and timeless appeal to the outdoor space. Outdoor enthusiasts will appreciate the cleared land, offering ample space for gardens, play areas, or future projects. A basketball court adds recreational value, while the oversized 2-car garage provides exceptional versatility. Its large loft area can serve as an artist studio, workshop, or potentially an additional living space—buyers should confirm usage options with the town. Conveniently located close to local shops and dining, Bethel Woods Center for the Arts, Catskill Resorts Casino, beautiful Sullivan County lakes, hiking trails, and major routes for easy travel throughout the region.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 1 full
  • Laundry: In Basement
  • Style: Raised Ranch, Ranch
  • Year Built: 1972
  • Garage: 2-car
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Walk-Out Access
  • Approx Sq. Feet: 1,152
  • Acreage: 3.32
  • Est. Taxes: $4,451
  • Lot Desc: Back Yard, Cleared, Front Yard, Stone/Brick Wall
  • Elem. School: Sullivan West Elementary
  • Middle School: SULLIVAN WEST HIGH SCHOOL AT LAKE HUNTINGTON
  • High School: Sullivan West High School At Lake Huntington
  • School District: Sullivan West
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 936871
  • Days on Market: 134 days
  • Website: https://www.raveis.com
    /prop/936871/491hurdroad_swanlake_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Nat MackenzieSales Associate

203.223.9432

Nat.Mackenzie@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

491 Hurd Road, Swan Lake, NY, 12783

$369,000

Nat Mackenzie

Sales Associate

William Raveis Real Estate

Phone: 203.223.9432

Nat.Mackenzie@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,200 $295,200 $295,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $371 $371 $371
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,699 $1,890 $2,451
Total Monthly Payment $2,145 $2,336 $2,897

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.