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4859 INDEPENDENCE DRIVE, Bradenton, FL, 34210 | $260,000
Welcome to your breezy Bradenton retreat in the desirable coastal community of Mount Vernon. This spacious two bedroom, two bathroom second floor condo offers relaxed Florida living with serene pond views and glimpses of Sarasota Bay. The home has been beautifully refreshed with brand new luxury vinyl flooring throughout, brand new quartz countertops, new fixtures, and fresh paint, creating a clean and modern move in ready feel.
The former lanai has been enclosed to provide a bright and flexible bonus space that works well as a reading nook, office, hobby area, or morning coffee spot. The open floor plan brings in abundant natural light and creates an inviting flow for both daily living and entertaining. The community maintained roof was replaced in 2019 for added peace of mind.
Mount Vernon offers an active lifestyle with a heated resort style pool, pickleball and tennis courts, shuffleboard, boat slips, a bayfront park, nature trails, a butterfly garden, kayak launch and storage, and a clubhouse with a library, game room, and banquet space. Your monthly fee includes cable, internet, water, sewer, trash, pest control, landscaping, and exterior maintenance, allowing for convenient and stress free living.
The location is ideal, with a quick five minute drive or twenty minute bike ride to some of Florida’s most beautiful beaches. Whether you are looking for a full time residence, a seasonal getaway, or a smart investment opportunity, this condo offers comfort, value, and a true coastal lifestyle. Come take a look and see why life at Mount Vernon feels like vacation every day.
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 1
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside
- Complex: MOUNT VERNON
- Year Built: 1981
- Common Charge: $748 Monthly
- Approx Sq. Feet: 1,525
- Est. Taxes: $1,072
- Adult Communities: Yes
- Elem. School: Samoset Elementary
- Middle School: W.D. Sugg Middle
- High School: Bayshore High
- Pet Policy: No
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: TB8449866
- Days on Market: 12 days
- Website: https://www.raveis.com
/prop/TB8449866/4859independencedrive_bradenton_fl?source=qrflyer
Listing courtesy of Real Broker, LLC Phone: 855-450-0442
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4859 INDEPENDENCE DRIVE, Bradenton, FL, 34210
$260,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $89 | $89 | $89 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,230 | $1,298 | $1,686 |
| Total Monthly Payment | $1,394 | $1,462 | $1,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388