4859 INDEPENDENCE DRIVE, Bradenton, FL, 34210 | $225,000

MOTIVATED SELLER INCENTIVE: FULL YEAR OF HOA FEES CREDITED TO BUYER AT CLOSING! MOVE IN READY, ONE LESS THING TO WORRY ABOUT!

Your Coastal Reset Starts Here: Freshly renovated corner unit. Pond views. Bay glimpses. Heated pool steps away. Beaches 5 minutes down the road. And zero HOA worries for your first year.

This 2bed/2bath is your blank canvas for Florida living. Brand new luxury vinyl throughout. Quartz countertops. Fresh fixtures and paint. The enclosed lanai? That’s your flexible sanctuary, home office, reading nook, morning coffee spot, whatever you dream it.

Why Mount Vernon: A 90 acre waterfront haven with heated resort pool, pickleball, tennis, boat slips, kayak launch, butterfly garden, nature trails, and a vibrant active community. Your HOA includes everything cable, internet, water, sewer, pest control, landscaping, exterior maintenance. Maintenance free living at its finest

The lifestyle: Anna Maria Island’s sugary beaches are a quick bike ride or 5 minute drive. The clubhouse has game rooms, a library, banquet space. There are activities, socials, and a community that actually gathers.
This isn’t just a condo. It’s a coastal lifestyle reset with the seller removing one major financial hurdle for you.

Come see why life at Mount Vernon feels like vacation every day

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOUNT VERNON
  • Year Built: 1981
  • Common Charge: $790 Monthly
  • Approx Sq. Feet: 1,525
  • Est. Taxes: $1,072
  • Adult Communities: Yes
  • Elem. School: Samoset Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: No
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8449866
  • Days on Market: 208 days
  • Website: https://www.raveis.com
    /prop/TB8449866/4859independencedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/10/2026 8:17:09 AM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

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Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4859 INDEPENDENCE DRIVE, Bradenton, FL, 34210

$225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $180,000 $180,000 $180,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.650% 5.972%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,094 $1,138 $1,495
Total Monthly Payment $1,258 $1,302 $1,659

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.