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New Privacy Fence Installed! Great location off island with no hang ups with bridge traffic. One Floor Living - No HOA - New, Never Occupied! Discover the best location and affordability at 13 Vine Street. Perfectly situated between the vibrant hub of Bluffton and the resort paradise of Hilton Head Island. This is a rare chance to secure your own piece of the Lowcountry lifestyle in a new move-in ready 4 bedroom, 2 bath home boasting just over 2300 square feet. Kitchen appliances are included. You'll love the spacious living areas, the large island kitchen and oversized owner's suite. The split bedroom floor plan is ideal for privacy for extended families and guests. Outdoors you'll find new decking at front & back doors, a brick foundation, fresh landscaping, extended concrete driveways/parking and still plenty of room to expand, plant a garden or build a detached garage or workshop. Bring your Boat! Freedom from an HOA allows you to park all your recreational fun on site and you're just blocks from a public boat launch, this home is an absolute dream for boaters, fishermen, kayakers, and water enthusiasts! Imagine spending your days on the stunning Mackay Creek, Skull Creek, and the Intracoastal Waterway, with easy trips to Hilton Head, Daufuskie Island, or the Atlantic Ocean. You can't beat the location with easy access to the Hilton Head Island beaches, Tanger Outlets and Old Town Bluffton. You're minutes away from shopping, waterfront dining and there's a plethora of golf course options. Don't miss out on this unbeatable combination of location, affordability & freedom! Seize the opportunity to craft your ideal coastal lifestyle in a high-demand area. No flood insurance required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,372 | $2,471 | $3,262 |
| Total Monthly Payment | $2,447 | $2,546 | $3,337 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.