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3608 UMBER ROAD, Holiday, FL, 34691 | $234,999
Price Reduced!! Welcome to this well maintained 2/2/2 home. Present owners are the 2nd owners. ROOF: 2020 - FLAT ROOF: 2017 - HVAC (Honeywell thermostat 2. 5 ton): 2021 - HURRICANE IMPACT WINDOWS (with heavy duty screens) - HOT WATER TANK: 2025 - GARAGE DOOR (Hurricane rated): 2019 - ELECTRICAL PANEL: 2020 - GUTTERS. NO HOA, LOW TAXES, NO CDD. Sidewalks lead to the double driveway onto the large covered open front porch. A Ring doorbell will convey. Through the front door and storm glass door to the left is a bright dining room with a window. To the right is an inviting living room with a closet and window. You will appreciate no popcorn ceilings with luxury vinyl plank floors and some ceramic tile areas. Need another space for entertaining? Spread out to the enormous family room with a large window in the front. A garage service door and slider doors located in the back lead to an enclosed 19'. 5" x 22' patio with a cedar closet, all new screens, new aluminum and push up vinyl windows and an exterior door which flows to a very green back yard. A well functioning bright kitchen with newer backsplash, a bar, pantry, hutch (negotiable) , microwave, refrigerator, stove, dishwasher, fan and light kit has easy access to all the rooms. You will be surprised how large the second bedroom is with its own walk-in closet, fan with a light kit and plantation blinds on a large window. The primary bedroom has a 3' x 5' entrance welcoming you into the suite with a walk-in closet, own shower bathroom and sliders to the patio. Washer and dryer convey. Bathrooms have new pipes and valves. Hall bathroom has an updated vanity. 2 vinyl fences have been installed by neighbors. The county has improved drain pipes which resulted in no flooding in the 2024 hurricanes. Lake Conley is nearby. There are walking trails, Anclote Park, Holiday Rec Center, Key Vista. Take advantage of shopping & restaurants nearby. The Gulf of Mexico is near. MacDill Air Force Base, hospitals, the new VA Outpatient hospital, the forthcoming H. Lee Moffitt Cancer Center and Research Institute (with a world-class expansion campus in Pasco County within a few years), beaches, and numerous other attractions are convenient. Tampa and St. Pete Clearwater Airports are just minutes away, granting easy access to anywhere in central Florida. Your playground awaits!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 66 x 90
- Laundry: In Garage
- Style: Florida
- Year Built: 1973
- Garage: 2-car Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,368
- Acreage: 0.13
- Lot Size: 66 x 90
- Est. Taxes: $747
- Lot Desc: Cleared, Corner Lot, Flood Insurance Required, FloodZone, In County, Sidewalk
- Elem. School: Gulf Trace Elementary
- Middle School: Paul R. Smith Middle-PO
- High School: Anclote High-PO
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Range Hood, Refrigerator, Washer
- MLS#: TB8447006
- Days on Market: 93 days
- Website: https://www.raveis.com
/prop/TB8447006/3608umberroad_holiday_fl?source=qrflyer
Listing courtesy of BILTMORE GROUP INC Phone: 727-559-2008
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3608 UMBER ROAD, Holiday, FL, 34691
$234,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $187,999 | $187,999 | $187,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.794% |
| Monthly Tax Payment | $62 | $62 | $62 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,127 | $1,173 | $1,536 |
| Total Monthly Payment | $1,264 | $1,310 | $1,673 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388