511 MARCIA LOOP, Winter Haven, FL, 33884 | $309,900

Welcome to 511 Marcia Loop, a beautiful and spacious 4-bedroom, 2. 5-bath home offering over 2, 150 sq. ft. of living space, plus a 14' x 18' Florida room and a cabana-enclosed hot tub—perfect for entertaining in style. With a newer roof (2020), A/C system (2020), and leased solar panels (2024) keeping the average electric bill around $35/month, this home combines comfort, fun, and efficiency. Step inside and you’ll immediately appreciate the sense of space and natural light. Soaring ceilings and two updated skylights enhance the bright, open atmosphere, while two large living areas offer flexibility for everyday living or special gatherings. One living area could be used as a formal dining room, while the second serves as a comfortable family room. The kitchen is thoughtfully designed with entertaining in mind and features stainless steel appliances, two closet pantries, and two breakfast bars, one of which includes a secondary prep sink—perfect for cooking, hosting, or grabbing a casual bite. The spacious primary suite is a peaceful retreat, highlighted by rich wood flooring, a walk-in closet, and an en-suite bathroom with an updated handicap-accessible walk-in shower. Three additional bedrooms are generously sized and conveniently located near the second full bathroom, which includes a tub. A separate half bath is ideal for guests. At the back of the home, the enclosed Florida room brings the outdoors in with its wall of windows, durable tile flooring, and a built-in counter and cabinetry—great potential as a summer kitchen or the perfect serving area. From here, step outside into the private backyard oasis where you'll find low-maintenance landscaping with pavers, decorative rock, and mature plantings. Enjoy grilling and dining on the paver patio, then unwind in the enclosed cabana with a hot tub featuring a soothing waterfall and a lounging seat—a standout space for entertaining and relaxing. A powered storage shed offers a great place for tools, lawn equipment, or hobbies, and could even be converted into a small workshop or creative studio. Additional features include a 1-car garage with laundry space, screened front porch, large fruit- bearing mango tree, irrigation system with timer, rain gutters, new window screens, and multiple interior storage/linen closets. The community of Crystal's Landing is located within 5 minutes of Publix, Walmart, restaurants, Legoland FL and the new Advent Health ER. Whether you're looking for a spacious family home, a low-maintenance property to retire in, or an entertainer’s dream close to Central Florida’s attractions, this home delivers on all fronts. Centrally located between Tampa and Orlando, commuting to theme parks or international airports is a breeze. Don’t miss the chance to own a home that offers space, style, efficiency, and the ultimate in backyard entertaining. Schedule your private showing today!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 45 x 120
  • Laundry: In Garage
  • Style: Florida
  • Year Built: 1993
  • Garage: 1-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,159
  • Acreage: 0.13
  • Lot Size: 45 x 120
  • Est. Taxes: $3,345
  • HOA Fee: $319 Annually
  • Lot Desc: In County, Landscaped
  • View: Water
  • Elem. School: Chain O Lakes Elem
  • Middle School: Denison Middle
  • High School: Lake Region High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator
  • MLS#: L4957392
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4957392/511marcialoop_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/9/2025 1:37:59 AM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

511 MARCIA LOOP, Winter Haven, FL, 33884

$309,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,920 $247,920 $247,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.571% 6.533% 5.668%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,467 $1,547 $2,009
Total Monthly Payment $1,821 $1,901 $2,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.