Presented by
Brittany Pisco |
42 13th Street, Locust Valley, NY, 11560 | $749,000
Welcome to 42 13th Street, Locust Valley, where comfort, convenience, and charm meet. Tucked along a quiet residential street just moments from the village center, this inviting home offers flexible living space across two levels plus a partially finished basement, fit for today’s lifestyle needs. Come inside to discover a bright, open, floor plan that easily accommodates both living and dining areas. The layout creates a seamless flow for entertaining or relaxing, while large windows fill the home with natural light throughout the day. The kitchen offers plenty of workspace and connects effortlessly to the main living area, making it ideal for gatherings. A first-floor bedroom and a full bath add convenience and versatility, suitable for guests, a home office, or multi-generational living. Upstairs, you’ll find three well-proportioned bedrooms and a second full bath, providing ample space for guests. The attic offers crawl-space storage, while the full, partially finished basement with Bilco doors expands your options even further, whether as a recreation area, home gym, or workshop. Additional highlights include an updated electrical panel and a private backyard that is ready for your personal touch. Just minutes from local shops, cafes, beaches, and the train station, 42 13th Street offers small-town charm with everyday convenience, creating a wonderful place to call home.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1910
- Heating: Natural Gas
- Cooling: Wall/Window Unit(s)
- Basement: Bilco Door(s), Full, Partially Finished
- Approx Sq. Feet: 1,264
- Acreage: 0.11
- Est. Taxes: $8,889
- Lot Desc: Back Yard, Front Yard, Near Public Transit, Near School, Near Shops
- Elem. School: Ann Macarthur Primary School
- Middle School: Locust Valley Middle School
- High School: Locust Valley High School
- School District: Locust Valley
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Washer
- MLS#: 930778
- Days on Market: 140 days
- Website: https://www.raveis.com
/prop/930778/4213thstreet_locustvalley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Brittany PiscoLicensed Associate Real Estate Broker
914.879.2616
Brittany.Pisco@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian ShahwanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2166562
302.293.7433
Brian.Shahwan@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
42 13th Street, Locust Valley, NY, 11560
$749,000
Brittany Pisco
Licensed Associate Real Estate Broker
William Raveis Real Estate
Phone: 914.879.2616
Brittany.Pisco@raveis.com
Brian Shahwan
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $741 | $741 | $741 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,589 | $3,738 | $4,893 |
| Total Monthly Payment | $4,422 | $4,571 | $5,726 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535