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NORTH FLORIDA PANHANDLE - WASHINGTON COUNTY. . . Welcome to this charming 3-bedroom, 2-bath, single-level home nestled in one of the area's most desirable security-gated, lakefront communities. Move-in ready and beautifully maintained, this home offers a peaceful retreat while remaining just a short drive from Panama City, world-class beaches, and Northwest Florida Beaches International Airport. Ideally located near the community's recreation complex, residents enjoy access to a sparkling swimming pool, men's and women's restrooms, a convenient boat launch, basketball court, tennis courts, and more. The centerpiece of the neighborhood is its large spring-fed lake—known as one of the clearest and cleanest in all of Florida—perfect for swimming, paddleboarding, kayaking, fishing, or simply soaking in the natural beauty that surrounds you. Situated on a quiet cul-de-sac, the home features a split-bedroom floor plan highlighted by a generous master suite with its own reading nook, walk-in closet, private toilet room, and step-in shower. The comfortable living room opens onto a covered, screened lanai—the ideal spot for morning coffee, outdoor dining, or relaxing while taking in the serenity of the property's 3. 3 acres of natural landscape. The light-filled eat-in kitchen includes stainless steel appliances, porcelain tile flooring, and a convenient breakfast bar. A separate tiled dining room provides additional space for gatherings and entertainment. Step outside and enjoy a large private backyard offering tranquility, wildlife sightings, and a true connection to the beauty of Mother Nature. Located on the west side of the lake, the property treats you to breathtaking sunrises as golden morning light filters through majestic oak trees draped in Spanish moss. Just a short, pleasant walk away, you'll find the community's lakeside pavilion, pool, clubhouse area, and boat ramp—perfect for staying active, socializing, or enjoying weekend recreation. Additional amenities include a gazebo, playground, picnic area, fishing spots, tennis courts, and 24-hour gated security for peace of mind. This picturesque property offers the ultimate escape without sacrificing convenience. Whether you're looking for a full-time residence, vacation retreat, or investment in a peaceful lakeside lifestyle, this home is a rare opportunity. Your tranquil Florida lake-community living begins here.
Agent-to-Agent Remarks: The home is currently vacant. Please use ShowingTime to schedule your appointment. Please make sure to close and lock all the doors and turn off the lights. Use ShowingTime; currently on a lockbox (Supra). Washer & dry DO NOT convey.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $124 | $124 | $124 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,742 | $2,319 |
| Total Monthly Payment | $1,873 | $1,941 | $2,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.