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5612 Golden Isles Drive is a 2-bedroom, 2-bathroom villa with a den, 1, 750 sq ft, built by Standard Pacific in the Seacrest neighborhood of MiraBay. This home sits on one of the most desirable lots in the community, located on a cul-de-sac with an extra-long driveway, wide spacing between neighbors, and front and back waterfront views. The property overlooks the largest pond in Seacrest from the back screened lanai, and also has views of a canal, a conservation strip, and one of MiraBay’s walking trails. This location is hard to beat.
The popular Tidewater floor plan offers a functional layout and a bright, open feel. The shared villa wall is built with sound-reducing construction that continues fully through the attic for added privacy. The home has been extremely well-maintained with significant recent updates. Improvements include a brand-new roof, new interior and exterior paint, new bathroom cabinetry, and high-end quartz counters in both bathrooms.
The kitchen features newer gas appliances, new light and bright quartz countertops, under cabinet lighting, a coordinating backsplash, a spacious pantry, and a café-style breakfast nook with built-in bench seating. The main living areas have tile flooring, and the bedrooms feature real Brazilian cherry hardwood—no carpet anywhere. Showers have upgraded glass doors installed, and the primary bedroom and formal dining room and Primary bedroom includes a tray ceiling and a split floor plan for privacy when guests visit.
The den at the back of the home with french doors and a large oversized space offers peaceful canal views and makes a perfect office or hobby space. There is also a flexible formal dining area that can be used as a sitting room, music space, second office, or anything you need. Built-in features in the living room, laundry and secondary bedrooms add extra storage and functionality.
Both the front and back screened lanais are equipped with pull-down privacy plantation shutters and shade blinds. The garage includes overhead storage racks. The homeowner has invested in additional landscaping with flowering shrubs and large foxtail palms, making the yard stand out even though the HOA covers general exterior maintenance. There is also space to add a small fenced-in area for pets.
ADDITIONAL IMPORTANT UPDATES AND FEATURES: new AC 2024. New Water Heater 2024, New Exterior Paint 2024, New Roof 2024, Whole house Surge protector, New Interior Paint.
The low HOA covers exterior irrigation, landscaping, lawn care, periodic exterior painting, and reserves for future roof replacement, offering a low-maintenance lifestyle.
MiraBay Amenities:
MiraBay is a gated, golf-cart-friendly community with a 24-hour fitness center, resort-style pool, clubhouse, café, tennis courts, pickleball courts, basketball courts, playgrounds, parks, and miles of walking trails. Residents also enjoy kayak and paddleboard access, a community boat lift, and a full calendar of activities and events.
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Our Executive Mortgage Banker:
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$374,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $299,200 | $299,200 | $299,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.168% | 5.561% |
| Monthly Tax Payment | $555 | $555 | $555 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,722 | $1,792 | $2,405 |
| Total Monthly Payment | $2,352 | $2,422 | $3,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.