2250 SPRING LAKE CIRCLE, St. Cloud, FL, 34771 | $500,000

BEST VALUE POOL HOME*, in Osceola County, with No HOA, and room for an RV, Camper or Boat! >>>> The FLEX - BONUS ROOM could be re-designed into a 4th BEDROOM! <<<< ENJOY the OUTDOOR LIVING SPACE and serenity of your own private pool, patio, backyard with additional room for a garden, workshop, batting cage! Make this Your Dream Home sitting on an over-sized, cul-de-sac lot with mature trees and landscaping, backing up to a serene pond with no rear neighbors, and NO HOA! Located on a tree-lined street, this home is situated in the quaint, secluded and highly desirable Live Oak Springs community. Highlighting the design of this custom built, spacious home, is the entryway which leads to the dining/living room, to the split floor plan and to the French Doors leading to the FLEX - BONUS ROOM*. >>>> CONVENIENTLY LOCATED close to commerce, industry, shopping, restaurants, medical services, major highways, bus routes, colleges, places of worship, theme parks, golf, parks and recreation with easy access to downtown Orlando and the Orlando and Sanford International Airports, and within 60 miles of Atlantic Ocean beaches. In addition to the public schools, Graceview Academy is one of the closest private schools. >>>> The Live Oak Springs Community is also conveniently located adjacent to Live Oak Lake and close to highest-rated fishing lakes in St. Cloud, Florida, include Lake Tohopekaliga and East Lake Tohopekaliga, known for their excellent fishing opportunities, particularly for species like largemouth bass and bluegill. Other notable spots are Alligator Lake and Cypress Lake, which also offer diverse fishing experiences; and close to some of highest-rated fishing lakes in St. Cloud, Florida, which include Lake Tohopekaliga and East Lake Tohopekaliga, known for their excellent fishing opportunities, particularly for species like largemouth bass and bluegill. Other notable spots are Alligator Lake and Cypress Lake, which also offer diverse fishing experiences. >>>> This property comes with a 2-1 rate buydown, reducing the buyer’s interest rate by 2% for the first year of their loan and 1% the second year. Buyer is not obligated to use Matt Weaver of CrossCountry Mortgage to have offer accepted however must use Matt Weaver to receive the buydown. The Matt Weaver Team can issue loan approvals in as little as 5 days and close in 10. Restrictions apply. Matt Weaver NMLS175651. Down Payment Assistance up to 100% financing may be available for qualified buyers. *Based on comparable pool homes. >>>> ”All Your Dreams Can Come True, If You Have The Courage To Pursue Them!” <<<<

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1987
  • Garage: 2-car Circular Driveway, Driveway, Garage Faces Side, Ground Level, Guest, On Street
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,511
  • Acreage: 0.6
  • Est. Taxes: $6,338
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Level, Near Golf Course, Near Public Transit, Oversized Lot, Street Dead-End
  • View: Pool, Water
  • Elem. School: Hickory Tree Elem
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pool: Gunite, In Ground, Pool Sweep
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
  • MLS#: O6362633
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/O6362633/2250springlakecircle_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/11/2026 11:47:10 AM)
Listing courtesy of RE/MAX DOWNTOWN   Phone: 407-770-2050

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2250 SPRING LAKE CIRCLE, St. Cloud, FL, 34771

$500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $400,000 $400,000 $400,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $528 $528 $528
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,271 $2,396 $3,189
Total Monthly Payment $2,891 $3,016 $3,809

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.