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424 ISLEBAY DRIVE, Apollo Beach, FL, 33572 | $1,400,000
Under contract-accepting backup offers. 424 Islebay Drive is a 4-bedroom, 4-bathroom, 3, 014 sq ft waterfront pool home built by Morrison Homes in the gated community of MiraBay. This fully remodeled home includes a private dock and lift, an outdoor kitchen with gas appliances, and direct canal access with no bridge restrictions to Tampa Bay. **** Professional Pictures Coming Soon!
Inside, the home has a clean and updated look throughout. The kitchen has been fully remodeled with updated cabinets, solid-surface counters, stainless appliances, and a functional layout that opens to the main living area. The living and dining spaces have good natural light and look out toward the pool and canal. The bedrooms are well-sized, and the bathrooms have updated tile, vanities, and fixtures.
The primary suite includes a large bedroom, walk-in closet, and an updated bathroom with double sinks and a walk-in shower. Upstairs, the large loft offers flexible space and can easily convert to a 5th bedroom. It includes extensive built-in storage and a closet area already in place.
Exterior upgrades include a brand-new roof (2025), new brick pavers to the canal, artificial turf for low-maintenance yard care, and epoxy garage flooring (2024). The pool area features covered seating, the outdoor kitchen, and direct access to the dock.
From the backyard, you can enjoy sunset views and a 20-minute boat ride to dockside dining. This home offers remodeled living and true waterfront convenience in the heart of Apollo Beach.
MiraBay Amenities:
MiraBay offers a 24-hour fitness center, resort-style pool, clubhouse, café, tennis courts, pickleball courts, basketball courts, playgrounds, parks, walking trails, and a community boat lift. The neighborhood is golf-cart friendly and provides kayak and paddleboard access along with a full activities calendar.
Features
- Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Sauna, Security, Tennis Court(s), Trail(s)
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full / 1 half
- Lot Size: 60 x 103
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Contemporary, Key West
- Year Built: 2004
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 3,014
- Acreage: 0.15
- Lot Size: 60 x 103
- Est. Taxes: $21,816
- HOA Fee: $190 Annually
- Lot Desc: Landscaped, Near Marina, Near Public Transit, Sidewalk
- View: Water
- Elem. School: Apollo Beach-HB
- Middle School: Eisenhower-HB
- High School: Lennard-HB
- Pool: Heated, In Ground
- Pet Policy: Breed Restrictions, Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
- MLS#: TB8450805
- Days on Market: 29 days
- Website: https://www.raveis.com
/eprop/TB8450805/424islebaydrive_apollobeach_fl?source=qrflyer
Listing courtesy of 27NORTH REALTY Phone: 813-645-4663
William Raveis Family of Services
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888.699.8876
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
424 ISLEBAY DRIVE, Apollo Beach, FL, 33572
$1,400,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.316% | 6.110% | 5.972% |
| Monthly Tax Payment | $1,818 | $1,818 | $1,818 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,359 | $6,715 | $9,301 |
| Total Monthly Payment | $8,302 | $8,658 | $11,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388