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Price Improvement. Welcome to 1304 E 32nd Avenue, a charming and versatile home in Ybor Heights. This well-maintained property blends character, functionality, and flexibility, making it an excellent choice for a variety of living arrangements. The main residence offers two bedrooms and one bath, along with a bonus room that can easily serve as an office, studio, or extra storage. Refinished heart pine floors bring warmth and timeless character throughout, while the spacious kitchen provides ample room for cooking and entertaining. Vintage Florida Pine cabinets with gingerbread accents showcase craftsmanship rarely seen today, adding a touch of history and charm. A screened-in front porch creates the perfect spot to enjoy your morning coffee or unwind in the evening. Practical features such as pull-down attic stairs, an inside laundry and storage room, and a carport with an electric garage door enhance everyday convenience and privacy. Recent updates include a new roof installed in May 2020, a new AC system added in July 2024, and termite tenting completed in October 2024, ensuring peace of mind for the next owner. At the rear of the property, a detached one-bedroom, one-bath guest house with its own private entrance offers endless possibilities. Whether used for multigenerational living, rental income, or as a studio or office, this additional space provides both lifestyle and investment potential. For those who enjoy the outdoors, the home is located just steps from Ragan Park, a favorite community with a serene lake, playground, and walking paths. Its proximity to grocery stores, dining, shopping, Historic Ybor City, Armature Works, Channelside, Florida Aquarium, Waterstreet, and Tampa International Airport makes daily life convenient and connected. Whether you’re seeking a comfortable home, flexible living options, or rental potential, 1304 E 32nd Avenue delivers. With thoughtful updates, a unique layout, and prime location, this property is truly worth considering. Thank you.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $233 | $233 | $233 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,796 | $2,351 |
| Total Monthly Payment | $2,032 | $2,104 | $2,659 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.