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Presented by
Steven Osdranus |
Reduced $10k, plus a Special Lender Credit for THIS home!! Welcome to Mount Dora and this wonderful home on a quiet, dead-end street, just 5 blocks from all the downtown activities. This much-loved 3 bed/1. 5 bath home features an open plan, vaulted ceilings, luxury plank vinyl throughout (2023), granite in Kitchen & Baths, lots of windows for plenty of sunlight to stream in, and a Laundry Room too. The Kitchen offers a spacious breakfast bar, stainless steel appliances, a popular window over the sink, numerous cabinets and a separate pantry. French doors in the Dining Room lead out to the 9 x 36 backyard Patio, perfect for parties & BBQs. All Bedrooms include built-in closets with plenty of space to customize as needed. A large, shaded, fenced yard feels quite private and there’s plenty of room for a pool &/or a playground. The 1 car Garage leads you directly into the Laundry Room with backyard access, and straight into the Dining/Kitchen area. Septic system was new in 2019, Water Heater 2020, HVAC 2013 and Roof 2014. Whole-house water filtration system is pre-plumbed, and even extra parking along the widened driveway. You’ll absolutely love living in Mount Dora, as it is frequently rated as one of the “Best Small Towns in America” year after year! With its charm, historic downtown, numerous events & festivals, scenic location on Lake Dora/Harris Chain of Lakes, and vibrant community events, you’ll be smitten! Mount Dora has also been called one of "Florida's Most Picturesque Towns" by USA Today, making it a wonderful destination for both residents and visitors. Welcome home, you're going to love it here.
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$274,500
Sales Associate
William Raveis Real Estate
Phone: 475.206.9458
Steven.Osdranus@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $219,600 | $219,600 | $219,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $306 | $306 | $306 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,247 | $1,315 | $1,751 |
| Total Monthly Payment | $1,628 | $1,696 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.