433 S PAULA DRIVE, #23, Dunedin, FL, 34698 | $430,000

ABSOLUTELY NO FLOOD DAMAGE TO THIS UNIT! Discover the charm of this beautifully updated oasis at South Paula Point, where every day feels like a vacation. This home is available for sale or for rent, offering flexibility to fit your needs. There aren’t many properties like this one that offer this kind of waterfront living. With covered parking on the first floor, head up to the second floor where your front door is located. Inside, rich hand-hewn Acacia wood floors immediately catch your eye and set the tone for the warm and inviting space. The kitchen features quartzite marbled countertops that offer plenty of room for entertaining or preparing your favorite meals. Sunlight fills the living room with a soft glow, creating the ideal spot to unwind. A convenient half bathroom is located on the first floor for guests. Upstairs you will find two ensuite bedrooms, each offering serene water inspired views. The waterside suite looks out over breezy treetops and the vibrant canal below. Two closets span the length of the room, providing generous storage. The ensuite bathroom has been beautifully updated with weathered wood tile floors, a deep soaking tub, glossy subway tile and a quartz countertop. The second suite features picturesque views framed by a wide window that fills the room with natural light. Step onto your shaded patio and enjoy the salty breeze as boats glide by on the canal. From your patio, steps lead directly down to the seawall where peaceful water views surround you. Dolphins and manatees frequently make appearances, giving you a front row seat to true waterfront living. The community amenities are just as impressive. Enjoy a heated saltwater pool during the cooler months along with a gas grill, shuffleboard court and a clubhouse. Kayak and paddleboard storage, along with additional storage units, are available for rent on the east end of the building when available. The location is unbeatable with Honeymoon Island, local beaches, the Pinellas Trail, Publix, Walgreens, marinas, gyms, restaurants, seafood markets, salons and the Jolly Trolley all just blocks away. You will love watching the Dunedin Christmas Lighted Boat Parade gather at The Point as the sun sets behind the glowing boats. The Fourth of July fireworks over the water are absolutely spectacular. This home is ready for you to move in and begin living your Sunshine Dream. BOTH THE MILESTONE AND RESERVE STUDY HAVE BEEN COMPLETED. One elevator is located within the community.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: SOUTH PAULA POINT CONDO
  • Year Built: 1975
  • Approx Sq. Feet: 1,290
  • Acreage: 2.39
  • Est. Taxes: $4,646
  • Condo Fee: $1,091 Monthly
  • View: Water
  • Elem. School: San Jose Elementary-PN
  • Middle School: Palm Harbor Middle-PN
  • High School: Dunedin High-PN
  • Pet Policy: Breed Restrictions, Number Limit, Size Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range
  • MLS#: W7880819
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/W7880819/433spauladrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/4/2026 6:09:58 PM)

William Raveis Family of Services

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Margaret HarveyLuxury Properties Specialist

631.433.1382

Margaret.Harvey@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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433 S PAULA DRIVE, #23, Dunedin, FL, 34698

$430,000

Margaret Harvey

Luxury Properties Specialist

William Raveis Real Estate

Phone: 631.433.1382

Margaret.Harvey@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $344,000 $344,000 $344,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $387 $387 $387
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,953 $2,090 $2,788
Total Monthly Payment $2,415 $2,552 $3,250

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.