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Discover peaceful Lowcountry living in this charming 2022 home. Step into a bright, airy living area that flows seamlessly into the spacious kitchen. The kitchen features stainless steel appliances, a large center island with seating, and eye-catching brick-style wall detailing that adds warmth and character. Just beyond, the layout opens to a dining area and an additional living/entertaining space, perfect for gatherings or relaxing evenings at home. A full guest bathroom offers a tub/shower combo, while the primary suite provides a peaceful retreat with its own spa-inspired bath, complete with a soaker tub and walk-in shower. A comfortable second bedroom offers flexibility for guests, a home office, or hobbies. The laundry room off the kitchen provides added convenience and direct access to the backyard. Outside, you'll find nearly 3 serene acres, offering privacy, room to roam, and your own pond, creating a tranquil natural backdrop. Whether you envision gardening, outdoor entertaining, or simply enjoying quiet mornings by the water, this property has it all. A perfect blend of rural charm and modern comfort!
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Our Executive Mortgage Banker:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $328,000 | $328,000 | $328,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,940 | $2,046 | $2,678 |
| Total Monthly Payment | $2,015 | $2,121 | $2,753 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.