22 south island dr, Key Largo, FL, 33037 | $5,750,000

Set within the private gates of the Key Largo Anglers Club, this beautifully renovated cottage captures the essence of refined Keys living. Sweeping sunset views stretch down the canal toward Card Sound Bay, and a nearby dock accommodates a boat up to 42 feet—perfect for effortless days on the water. The residence features three bedrooms and three baths, anchored by a contemporary kitchen with custom cabinetry, quartz surfaces, Jenn-Air and Bosch appliances, and a dedicated wine cooler. The primary suite is a serene retreat, offering a spa-style bath with double marble vanities, a large walk-in shower, generous closets, and an adjoining study ideal for an office or private lounge. Each guest bedroom includes an en-suite bath for comfort and privacy. Soaring ceilings, porcelain tile flooring, and a screened patio with electric roll-down sunshades create seamless indoor-outdoor enjoyment. Below, expansive covered parking provides space for vehicles and golf carts, along with abundant storage and a workshop. Framed by manicured tropical landscaping and vibrant orchids, this fully furnished home is move-in ready—a rare blend of elegance, ease, and true Keys charm.

Features

  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Washer Hookup,Dryer Hookup
  • Style: Other
  • Year Built: 1989
  • Garage: 3-car Attached,Covered,Garage,Golf Cart Garage,On Street
  • Heating: Electric
  • Cooling: Ceiling Fan(s)
  • Est. Taxes: $28,371
  • HOA Fee: $14,455 Quarterly
  • Lot Desc: < 1/4 Acre
  • View: Bay,Canal
  • Water Front: Yes
  • Appliances: Dryer,Dishwasher,Trash Compactor
  • MLS#: A11918609
  • Days on Market: 40 days
  • Website: https://www.raveis.com
    /eprop/A11918609/22southislanddr_keylargo_fl?source=qrflyer
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Listing courtesy of Swenson & Ecuyer Realty   Phone: 305-367-3600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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22 south island dr, Key Largo, FL, 33037

$5,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $4,600,000 $4,600,000 $4,600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.229% 6.110% 5.972%
Monthly Tax Payment $2,364 $2,364 $2,364
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $26,118 $27,579 $38,199
Total Monthly Payment $28,607 $30,068 $40,688

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.