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Best Value in Ocean Ridge! Discover the best of beachside living in this bright and open floor plan 3-bedroom + Study home located in the sought-after Ocean Ridge community on Anastasia Island. Just a short stroll to St. Augustine Beach through the community private access gate. This residence perfectly blends relaxed coastal style with upscale design. Inside are warm wood floors and an open floor plan setting the stage for easy elegant living. The beautifully appointed kitchen features generous cabinets, quartz countertops, and European appliances creating a stylish and functional space for everyday living and entertaining. Natural light and coastal breezes flow throughout, adding to the home’s bright, inviting feeling. Step outside to a very private backyard with a paver patio and firepit—ideal for evening gatherings or quiet moments under the stars. The home also offers a welcoming front porch to enjoy morning coffee as the sun rises across the community pool. The large front porch overlooks the community pavilion and pool, a perfect spot to enjoy your morning coffee or evening sunsets. Ocean Ridge, a thoughtfully planned McGarvey community, is known for protecting and celebrating natural beauty—lush landscaping, mature trees, and a genuine sense of place. This enclave of upscale coastal residences enjoys an active, friendly vibe with regular community events that make you feel at home right away. Just minutes from The AMP, the St. Augustine Pier, farmers market, restaurants, shopping, medical offices, and top-rated schools, this location delivers both convenience and lifestyle. Experience the coastal charm, community spirit, and timeless appeal of Ocean Ridge living.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,111,200 | $1,111,200 | $1,111,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.133% | 5.846% |
| Monthly Tax Payment | $1,411 | $1,411 | $1,411 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,309 | $6,662 | $9,153 |
| Total Monthly Payment | $7,845 | $8,198 | $10,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.