3270 HIBISCUS DRIVE, Hernando Beach, FL, 34607 | $547,000

This elevated 2022 Gulfstream Homes custom build delivers modern coastal living with freedom and flexibility. Featuring 3 bedrooms and 2 bathrooms in a thoughtful split open floor plan, this home offers privacy, comfort, and stylish finishes throughout—with no HOA and no short-term rental restrictions. Inside, you’ll find designer touches including crown-topped kitchen cabinetry with soft-close drawers and doors, stainless steel appliances, luxury vinyl flooring (installed 3 months ago), upgraded bathroom hardware, and immaculate contemporary styling. The home has no carpet and has never flooded—there is no ground-level living space, making storm prep as simple as locking the door and moving your vehicles. Step outside to your own Florida retreat: a heated saltwater pool (12x24) surrounded by cool-deck pavers (40x20), tropical banana trees that actually produce, and a floating dock perfect for kayaking or waterfront relaxation. Two sheds provide additional storage, and the property includes three driveways with space for 6–12 vehicles—ideal for guests, trailers, or a boat. A boat lift is nearby or enjoy quick water access from the public boat ramp just 2 minutes away. Upgraded James Hardie Hardie Plank Fiber Cement Siding enhances durability and curb appeal, backed by a 30-year non-prorated warranty and a 15-year ColorPlus finish warranty. With a quiet location just minutes from restaurants, parks, and attractions, this home functions beautifully as a primary residence, vacation getaway, or high-performing investment property—especially with zero rental restrictions. Don’t miss this incredible opportunity to own a newer elevated home with over $55, 000+ in upgrades and unmatched flexibility. Schedule your showing today—this one won’t last!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Upper Level
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,235
  • Acreage: 0.16
  • Est. Taxes: $5,002
  • Lot Desc: FloodZone, Landscaped, Level, Near Marina
  • View: Water
  • Elem. School: Hernando Elementary
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Gunite, Heated, In Ground
  • Appliances: Dishwasher, Microwave, Other, Range, Refrigerator
  • MLS#: W7880914
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/W7880914/3270hibiscusdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/27/2026 9:17:12 PM)
Listing courtesy of TROPIC SHORES REALTY LLC   Phone: 352-684-7371

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3270 HIBISCUS DRIVE, Hernando Beach, FL, 34607

$547,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $437,600 $437,600 $437,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,416 $2,589 $3,489
Total Monthly Payment $2,925 $3,098 $3,998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.