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This first-floor end unit at Palma Sola Bay Club offers 1, 854 square feet of well-designed living space in a Key West-inspired gated community in West Bradenton, approximately five miles from the beaches of Anna Maria Island.
The unit is built with full impact glass windows and doors throughout — a meaningful distinction for buyers prioritizing storm security, energy efficiency, and interior quiet. The building performed well through recent storm seasons with no reported interior damage.
Inside, the open floor plan connects a well-appointed kitchen — featuring a two-tier counter layout and ample prep space — to a spacious gathering room suited for both everyday living and entertaining. The primary suite includes a large walk-in closet, oversized shower, and garden tub, with private balcony access. A second balcony off the main living area faces west, offering sunset views over the community.
The split-bedroom layout provides separation between the primary suite and two guest bedrooms. Additional practical features include a full interior laundry room, a half bath convenient to the main living area, two dedicated covered parking spaces, and a large ground-level storage room suited for kayaks, beach gear, or bikes.
Community amenities include a clubhouse, fitness center, dog park, pool, sidewalks, and a fishing pier with bay access. Gated entry. Monthly HOA fee covers exterior maintenance, grounds, pool, and recreational facilities. Association approval required.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $415,200 | $415,200 | $415,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.650% | 5.972% |
| Monthly Tax Payment | $579 | $579 | $579 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,523 | $2,624 | $3,448 |
| Total Monthly Payment | $3,194 | $3,295 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.