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Under contract-accepting backup offers. HUGE PRICE IMPROVEMENT!! This is Country Livin'! Nestled in the rolling hills of Cedar Lane, this cozy 2-bedroom, 2-bath mobile home offers 784sf living & 1, 264sf total of peaceful country charm. Home features an open concept, split-bedroom layout with recent updates including a 2021 AC (wall unit), 2016 Metal roof, custom wood cabinetry, LVP flooring throughout, newer bathroom vanities, and wood framed windows that create a warm, rustic feel. Kitchen features SS appliances plus a large pantry for storage. The enclosed screened front porch with tinted vinyl panels offers privacy and a stackable washer & dryer.
Step out the back door into a cozy, covered patio looking onto a serene outdoor space framed by mature trees and lush native landscaping. Just beyond, a second covered outdoor living area — a stunning 12' x 20' cedar pavilion with extended paver patio— serves as the true centerpiece of the backyard— perfect for gatherings, an outdoor kitchen, or quiet evenings under the stars. Additionally, an aluminum shed serves as extra storage space. Field fencing in the front and privacy fencing in back offer both openness and a sense of quiet retreat. This property features mature Live Oaks, Chickasaws, tangerine, and loquat trees, as well as gardenia and ginger plants, American beautyberry, and other pollinator plants that attract hummingbirds, butterflies, and songbirds. The front yard provides ample space for custom landscaping or future gardens. Along one entire side of the property, a lush stretch of flowering plants, foliage and native trees creates a natural privacy border that bursts into color each spring. This vibrant ''Butterfly Garden'' comes alive in the spring complete with soft birdsong — adding a peaceful, storybook touch to the property's relaxing country vibe.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $119,200 | $119,200 | $119,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $80 | $80 | $80 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $734 | $753 | $990 |
| Total Monthly Payment | $889 | $908 | $1,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.