1302 BELCHER DRIVE, Tarpon Springs, FL, 34689 | $2,100,000

Accepting reasonable offers. SELLER MOTIVATED!!!
DOLPHIN COVE ESTATE – A Once-in-a-Lifetime Waterfront Opportunity in Historic Tarpon Springs. Truly unparalleled and exceptionally private, this extraordinary riverfront estate is comprised of three detached residences, each offering independent living and private access—an incredibly rare offering in North Pinellas County. Ideally positioned on the most desirable stretch of the Anclote River and located in Flood Zone X with no flooding to any structure, this remarkable property delivers both peace of mind and breathtaking natural beauty.
The main residence features 4 bedrooms and 4 baths (3 full, 1 half) with expansive, traditional living spaces rarely found in today’s construction. Soaring room sizes, elegant finishes, two fireplaces (living and family rooms), plantation shutters on the first floor, and custom built-ins create a timeless and refined interior. The chef’s kitchen is a true showpiece, boasting top-tier appliances, stone countertops, and distinctive honey marble flooring, perfectly designed for both entertaining and everyday luxury.
The second structure is a fully equipped boathouse/in-law residence complete with its own kitchen, bath, and private entry—ideal for multigenerational living, guests, or long-term income potential. The third structure offers a three-bay garage with a private-entry, rough-plumbed second-floor apartment, ready to be transformed into a luxury guest suite, studio, or executive office retreat.
Step outdoors to a custom-designed resort-style pool framed by dramatic boulder landscaping and lush surroundings, setting the stage for outdoor entertaining with absolute privacy. From nearly every room, enjoy sweeping water views of river frontage, distant marinas, and protected islands that serve as a sanctuary for dolphins, manatees, eagles, and exotic shore birds—a living work of art that changes with every season and tide.
This estate delivers an unmatched sense of tranquility, prestige, and connection to nature while being moments from the charm, dining, culture, and waterfront lifestyle of Historic Tarpon Springs. Properties offering this level of privacy, versatility, elevation, and natural beauty are exceedingly rare. ? A legacy estate offering extraordinary lifestyle, income potential, and irreplaceable waterfront views—Dolphin Cove is simply unforgettable.

Features

  • Rooms: 14
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Lot Size: 80' x 237'
  • Laundry: Common Area, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1979
  • Garage: 4-car Bath In Garage, Boat, Circular Driveway, Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level, Oversized, Parking Pad, RV Parking, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,696
  • Acreage: 0.44
  • Lot Size: 80' x 237'
  • Est. Taxes: $22,230
  • Lot Desc: Corner Lot, City Lot, Landscaped, Oversized Lot
  • View: Pool, Water
  • Elem. School: Sunset Hills Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • Pool: Gunite, Heated, In Ground, Outside Bath Access
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: TB8450473
  • Days on Market: 123 days
  • Website: https://www.raveis.com
    /eprop/TB8450473/1302belcherdrive_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 6:03:32 AM)
Listing courtesy of INSPIRED REALTY, LLC   Phone: 727-503-7865

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1302 BELCHER DRIVE, Tarpon Springs, FL, 34689

$2,100,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,680,000 $1,680,000 $1,680,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,853 $1,853 $1,853
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,072 $10,344 $14,177
Total Monthly Payment $12,049 $12,321 $16,154

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.