3392 FERNLEAF DRIVE, Hernando Beach, FL, 34607 | $550,000

We are thrilled to present this beautiful, 3-bedroom, 2-bathroom canal-front home located in Hernando Beach. This property features an open-concept layout with French door near kitchen and triple sliding doors near family room leading out to a private balcony (30 x 10ft). The kitchen includes granite countertops with large sit at island, ideal for cooking and family gatherings.
Master bedroom is spacious with a walk-in closet, and the master bathroom has a walk-in shower. The spacious garage is a major highlight, being 30 by 54 ft (1620 sq ft) enclosed garage/basement area with two large insulated garage doors, and includes two French doors that open to the back covered patio, offering a wonderful view of the canal. The home is also equipped with Hurricane Category 5 standard windows for peace of mind. This property provides exceptional value with the added benefit of no HOA or CDD fees. We invite you to come and see your new home today!

Additionally, the lot next to this home is also available and a separate offer can be submitted to ensure active people have this versatile space as a side play yard, or for RV storage, boat storage, additional parking, and/or even the potential to build another home. Adjacent lot (Parcel # R13-223-16-2390-1320-0130).

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2020
  • Garage: 7-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,650
  • Acreage: 0.11
  • Est. Taxes: $6,719
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Frank W Springstead
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8450370
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/TB8450370/3392fernleafdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2025 10:35:00 PM)
Listing courtesy of MARK SPAIN REAL ESTATE   Phone: 855-299-7653

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3392 FERNLEAF DRIVE, Hernando Beach, FL, 34607

$550,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $440,000 $440,000 $440,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.397% 6.292% 5.628%
Monthly Tax Payment $560 $560 $560
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,533 $2,673 $3,566
Total Monthly Payment $3,185 $3,325 $4,218

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.