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We are thrilled to present this beautiful, 3-bedroom, 2-bathroom canal-front home located in Hernando Beach. This property features an open-concept layout with French door near kitchen and triple sliding doors near family room leading out to a private balcony (30 x 10ft). The kitchen includes granite countertops with large sit at island, ideal for cooking and family gatherings.
Master bedroom is spacious with a walk-in closet, and the master bathroom has a walk-in shower. The spacious garage is a major highlight, being 30 by 54 ft (1620 sq ft) enclosed garage/basement area with two large insulated garage doors, and includes two French doors that open to the back covered patio, offering a wonderful view of the canal. The home is also equipped with Hurricane Category 5 standard windows for peace of mind. This property provides exceptional value with the added benefit of no HOA or CDD fees. We invite you to come and see your new home today!
Additionally, the lot next to this home is also available and a separate offer can be submitted to ensure active people have this versatile space as a side play yard, or for RV storage, boat storage, additional parking, and/or even the potential to build another home. Adjacent lot (Parcel # R13-223-16-2390-1320-0130).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.397% | 6.292% | 5.628% |
| Monthly Tax Payment | $560 | $560 | $560 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,533 | $2,673 | $3,566 |
| Total Monthly Payment | $3,185 | $3,325 | $4,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.